2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

2026 Senior Living & Nursing Home Costs in Wyoming

Compare monthly care rates across 176 cities and 36 CMS-certified nursing facilities in Wyoming.

2026 Medicaid Income Cap: $2,901/mo CMS Certified Facilities: 36 Avg. Home Value: $318,752
Assisted Living🏠
$4,920/mo
$59,040/year
-21% vs U.S. avg
Memory Care🧠
$6,000/mo
$72,000/year
-21% vs U.S. avg
Home Care (44h/wk)🤝
$5,300/mo
$27.78 per hour
-21% vs U.S. avg
Nursing Home (Semi)🏥
$7,610/mo
Private room: $8,570/mo
-21% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,920/mo
Memory Care$6,000/mo
Home Care$27.78/hr
Nursing Semi$7,610/mo
Nursing Priv$8,570/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $296k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Wyoming

40.9 hrs/wk Break-even threshold

At Wyoming's average caregiver rate of $27.78/hr, hiring in-home care equals the $4,920/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,407/mo

Saves $2,513/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,296 vs. $4,920/mo

Full-time home care costs $376/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,630/mo

Assisted Living saves $4,710/mo; Memory Care averages $6,000/mo.

Major Cities in Wyoming

Sorted by number of Medicare-certified care facilities and local market size.

City County Assisted Living Memory Care Nursing Home (Semi) Median Home Value CMS Facilities
Casper Natrona $4,770/mo $5,820/mo $7,370/mo $260,400 3
Cheyenne Laramie $5,260/mo $6,420/mo $8,130/mo $324,900 3
Sheridan Sheridan $4,700/mo $5,730/mo $7,260/mo $352,200 3
Buffalo Johnson $4,840/mo $5,900/mo $7,480/mo $296,000 2
Lander Fremont $4,340/mo $5,290/mo $6,710/mo $252,700 2
Afton Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 1
Basin Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 1
Cody Park $4,640/mo $5,660/mo $7,170/mo $374,200 1
Douglas Converse $4,890/mo $5,970/mo $7,560/mo $269,700 1
Evanston Uinta $4,870/mo $5,940/mo $7,530/mo $255,400 1
Fort Washakie Fremont $4,340/mo $5,290/mo $6,710/mo $252,700 1
Gillette Campbell $5,440/mo $6,640/mo $8,410/mo $266,400 1
Green River Sweetwater $4,770/mo $5,820/mo $7,370/mo $242,900 1
Jackson Teton $8,140/mo $9,930/mo $12,570/mo $1,371,900 1
Kemmerer Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 1
Laramie Albany $4,340/mo $5,290/mo $6,710/mo $322,100 1
Lovell Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 1
Newcastle Weston $4,510/mo $5,500/mo $6,970/mo $214,000 1
Pinedale Sublette $5,500/mo $6,710/mo $8,510/mo $350,100 1
Powell Park $4,640/mo $5,660/mo $7,170/mo $374,200 1
Rawlins Carbon $4,420/mo $5,390/mo $6,830/mo $214,500 1
Riverton Fremont $4,340/mo $5,290/mo $6,710/mo $252,700 1
Rock Springs Sweetwater $4,770/mo $5,820/mo $7,370/mo $242,900 1
Sundance Crook $4,520/mo $5,510/mo $6,990/mo $276,800 1
Thermopolis Hot Springs $4,570/mo $5,580/mo $7,060/mo $214,400 1
Torrington Goshen $4,340/mo $5,290/mo $6,710/mo $234,600 1
Wheatland Platte $4,340/mo $5,290/mo $6,710/mo $248,900 1
Worland Washakie $4,340/mo $5,290/mo $6,710/mo $188,600 1
Aladdin Crook $4,520/mo $5,510/mo $6,990/mo $276,800 0
Albin Laramie $5,260/mo $6,420/mo $8,130/mo $324,900 0
Alcova Natrona $4,770/mo $5,820/mo $7,370/mo $260,400 0
Alpine Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Alta Teton $8,140/mo $9,930/mo $12,570/mo $1,371,900 0
Alva Crook $4,520/mo $5,510/mo $6,990/mo $276,800 0
Arapahoe Fremont $4,340/mo $5,290/mo $6,710/mo $252,700 0
Arminto Natrona $4,770/mo $5,820/mo $7,370/mo $260,400 0
Arvada Sheridan $4,700/mo $5,730/mo $7,260/mo $352,200 0
Auburn Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Baggs Carbon $4,420/mo $5,390/mo $6,830/mo $214,500 0
Bairoil Sweetwater $4,770/mo $5,820/mo $7,370/mo $242,900 0
Banner Sheridan $4,700/mo $5,730/mo $7,260/mo $352,200 0
Bedford Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Beulah Crook $4,520/mo $5,510/mo $6,990/mo $276,800 0
Big Horn Sheridan $4,700/mo $5,730/mo $7,260/mo $352,200 0
Big Piney Sublette $5,500/mo $6,710/mo $8,510/mo $350,100 0
Bondurant Sublette $5,500/mo $6,710/mo $8,510/mo $350,100 0
Bosler Albany $4,340/mo $5,290/mo $6,710/mo $322,100 0
Boulder Sublette $5,500/mo $6,710/mo $8,510/mo $350,100 0
Buford Albany $4,340/mo $5,290/mo $6,710/mo $322,100 0
Burlington Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 0
Burns Laramie $5,260/mo $6,420/mo $8,130/mo $324,900 0
Byron Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 0
Carpenter Laramie $5,260/mo $6,420/mo $8,130/mo $324,900 0
Centennial Albany $4,340/mo $5,290/mo $6,710/mo $322,100 0
Chugwater Platte $4,340/mo $5,290/mo $6,710/mo $248,900 0
Clearmont Sheridan $4,700/mo $5,730/mo $7,260/mo $352,200 0
Cokeville Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Cora Sublette $5,500/mo $6,710/mo $8,510/mo $350,100 0
Cowley Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 0
Crowheart Fremont $4,340/mo $5,290/mo $6,710/mo $252,700 0
Daniel Sublette $5,500/mo $6,710/mo $8,510/mo $350,100 0
Dayton Sheridan $4,700/mo $5,730/mo $7,260/mo $352,200 0
Deaver Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 0
Devils Tower Crook $4,520/mo $5,510/mo $6,990/mo $276,800 0
Diamondville Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Dixon Carbon $4,420/mo $5,390/mo $6,830/mo $214,500 0
Dubois Fremont $4,340/mo $5,290/mo $6,710/mo $252,700 0
Edgerton Natrona $4,770/mo $5,820/mo $7,370/mo $260,400 0
Elk Mountain Carbon $4,420/mo $5,390/mo $6,830/mo $214,500 0
Emblem Big Horn $4,340/mo $5,290/mo $6,710/mo $198,200 0
Encampment Carbon $4,420/mo $5,390/mo $6,830/mo $214,500 0
Etna Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Evansville Natrona $4,770/mo $5,820/mo $7,370/mo $260,400 0
Fairview Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0
Farson Sweetwater $4,770/mo $5,820/mo $7,370/mo $242,900 0
Fort Bridger Uinta $4,870/mo $5,940/mo $7,530/mo $255,400 0
Fort Laramie Goshen $4,340/mo $5,290/mo $6,710/mo $234,600 0
Four Corners Weston $4,510/mo $5,500/mo $6,970/mo $214,000 0
Frannie Park $4,640/mo $5,660/mo $7,170/mo $374,200 0
Freedom Lincoln $4,940/mo $6,030/mo $7,630/mo $334,500 0

Wyoming Senior Care FAQ (2026)

The statewide average for assisted living in Wyoming is $4,920 per month ($59,040 per year), compared to the U.S. national median of $6,200 per month.
In Wyoming, a semi-private room in a CMS-certified nursing home averages $7,610 per month, while a private room averages $8,570 per month.
For 2026, the standard individual monthly income limit for long-term care Medicaid in Wyoming is $2,901 per month.