2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Cheyenne, WY

2026 monthly care rates for Cheyenne (Laramie County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$5,260/mo
$63,120/yr
-15% vs U.S. avg
Memory Care🧠
$6,420/mo
$77,040/yr
-15% vs U.S. avg
In-Home Care🤝
$29.69/hr
$5,660/mo (44h/wk)
-15% vs U.S. avg
Nursing Home (Semi)🏥
$8,130/mo
Private: $9,160/mo
-15% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,260/mo
Memory Care$6,420/mo
Home Care$29.69/hr
Nursing Semi$8,130/mo
Nursing Priv$9,160/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $302k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Cheyenne, WY

40.9 hrs/wk Break-even threshold

At Cheyenne, WY's average caregiver rate of $29.69/hr, hiring in-home care equals the $5,260/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,573/mo

Saves $2,687/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,660 vs. $5,260/mo

Full-time home care costs $400/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$10,292/mo

Assisted Living saves $5,032/mo; Memory Care averages $6,420/mo.

Cheyenne vs. Wyoming & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Laramie County economic indicators.

Cheyenne, WY$5,260/mo
Wyoming State Average$4,920/mo
U.S. National Median$6,200/mo

Laramie County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $77,884/yr ($6,490/mo)
Median Home Value $324,900
Median Gross Rent $1,080/mo
Wyoming Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Cheyenne, WY

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Life Care Center Of Cheyenne
1330 Prairie Ave, Cheyenne, WY 82009 • 3077788997
160 Certified Beds For profit - Corporation CCN: 535032
5/5 CMS Rating
Granite Rehabilitation And Wellness
3128 Boxelder Dr, Cheyenne, WY 82001 • 3076347901
146 Certified Beds For profit - Corporation CCN: 535013
2/5 CMS Rating
Polaris Rehabilitation And Care Center
2700 E 12Th Street, Cheyenne, WY 82001 • 3076347986
105 Certified Beds For profit - Limited Liability company CCN: 535025
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Cheyenne

The estimated median cost of assisted living in Cheyenne, WY is $5,260 per month ($63,120 per year), adjusted for Laramie County housing and income data.
A semi-private room in a skilled nursing facility in Cheyenne averages $8,130 per month, while a private room averages $9,160 per month.
In-home caregiver services in Cheyenne, WY average $29.69 per hour, or roughly $5,660 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Wyoming is $2,901 per individual applicant.

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