2026 Assisted Living & Senior Care Costs in Evanston, WY

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

Market:

1. Select Care Setting & Schedule

Assisted Living$4,870/mo

Memory Care$5,940/mo

Home Care$27.50/hr

Nursing Semi$7,530/mo

Nursing Priv$8,480/mo

Planning Horizon 3 Years (36 mos)

Average U.S. assisted living stay: 28–36 mos

Annual Care Inflation 4.0% / yr

Historical eldercare inflation: 3.5%–4.5%/yr

2. Monthly Income & Insurance Offsets

Social Security & Pension ($/mo)

LTC Insurance / VA Benefit ($/mo)

VA Aid & Attendance up to $2,358/mo

3. Capital & Home Equity Reserves

Liquid Savings & IRA ($)

Home Value / Equity ($) Net: $238k

Auto-deducts 7% realtor & closing costs

Total Projected Care Cost

$0

Year 1 → Year 3

Net Out-of-Pocket Gap

$0

Initial monthly shortfall: $0/mo

Annual Care Cost vs. Remaining Capital End Balance: $0

Annual Care Cost (Inflation-Adjusted) Remaining Net Capital

2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Evanston, WY

40.9 hrs/wk Break-even threshold

At Evanston, WY's average caregiver rate of $27.50/hr, hiring in-home care equals the $4,870/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)

Home Care Cheaper 20 hrs/wk at Home

$2,383/mo

Saves $2,487/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living

$5,243 vs. $4,870/mo

Full-time home care costs $373/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)

$9,533/mo

Assisted Living saves $4,663/mo; Memory Care averages $5,940/mo.

Evanston vs. Wyoming & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Uinta County economic indicators.

Evanston, WY$4,870/mo

Wyoming State Average$4,920/mo

U.S. National Median$6,200/mo

Uinta County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income	$82,672/yr ($6,889/mo)
Median Home Value	$255,400
Median Gross Rent	$882/mo
Wyoming Medicaid Limit (2026)	$2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Evanston, WY

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Rocky Mountain Care - Evanston

475 Yellow Creek Rd, Evanston, WY 82930 • 3077890726

60 Certified Beds Non profit - Corporation CCN: 535038

5/5 CMS Rating

Frequently Asked Questions About Senior Care in Evanston

The estimated median cost of assisted living in Evanston, WY is $4,870 per month ($58,440 per year), adjusted for Uinta County housing and income data.

A semi-private room in a skilled nursing facility in Evanston averages $7,530 per month, while a private room averages $8,480 per month.

In-home caregiver services in Evanston, WY average $27.50 per hour, or roughly $5,240 per month for 44 hours of weekly care.

For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Wyoming is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Wyoming Cities

Robertson, WY $4,870/mo Fort Bridger, WY $4,870/mo Mountain View, WY $4,870/mo Diamondville, WY $4,940/mo Lyman, WY $4,870/mo Kemmerer, WY $4,940/mo Frontier, WY $4,940/mo Cokeville, WY $4,940/mo Opal, WY $4,940/mo Lonetree, WY $4,870/mo Granger, WY $4,770/mo Mc Kinnon, WY $4,770/mo

Senior Care & Assisted Living Costs in Evanston, WY