2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Johnson City, TN

2026 monthly care rates for Johnson City (Washington County), local Census affordability metrics, and 6 CMS-certified care facilities.

Assisted Living🏠
$4,400/mo
$52,800/yr
-29% vs U.S. avg
Memory Care🧠
$5,370/mo
$64,440/yr
-29% vs U.S. avg
In-Home Care🤝
$24.86/hr
$4,740/mo (44h/wk)
-29% vs U.S. avg
Nursing Home (Semi)🏥
$6,810/mo
Private: $7,670/mo
-29% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,400/mo
Memory Care$5,370/mo
Home Care$24.86/hr
Nursing Semi$6,810/mo
Nursing Priv$7,670/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $215k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Johnson City, TN

40.8 hrs/wk Break-even threshold

At Johnson City, TN's average caregiver rate of $24.86/hr, hiring in-home care equals the $4,400/mo cost of Assisted Living at exactly 40.8 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.8 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,154/mo

Saves $2,246/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,740 vs. $4,400/mo

Full-time home care costs $340/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,617/mo

Assisted Living saves $4,217/mo; Memory Care averages $5,370/mo.

Johnson City vs. Tennessee & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Washington County economic indicators.

Johnson City, TN$4,400/mo
Tennessee State Average$5,070/mo
U.S. National Median$6,200/mo

Washington County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $61,051/yr ($5,088/mo)
Median Home Value $231,700
Median Gross Rent $951/mo
Tennessee Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Johnson City, TN

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Nhc Healthcare, Johnson City
3209 Bristol Hwy, Johnson City, TN 37601 • 4232823311
167 Certified Beds For profit - Limited Liability company CCN: 445024
5/5 CMS Rating
Abundant Christian Living Community Rehabilitation
2012 Sherwood Drive, Johnson City, TN 37601 • 4239283168
103 Certified Beds For profit - Corporation CCN: 445483
5/5 CMS Rating
Princeton Transitional Care & Assisted Living
401 Princeton Road, Johnson City, TN 37601 • 4239751800
47 Certified Beds For profit - Corporation CCN: 445356
5/5 CMS Rating
Lakebridge, A Waters Community, Llc
115 Woodlawn Drive, Johnson City, TN 37604 • 4239750095
109 Certified Beds For profit - Individual CCN: 445358
3/5 CMS Rating
Agape Rehabilitation & Nursing Center, A Waters Cm
505 N Roan Street, Johnson City, TN 37604 • 4239752000
84 Certified Beds For profit - Limited Liability company CCN: 445162
3/5 CMS Rating
The Waters Of Johnson City, Llc
140 Technology Lane, Johnson City, TN 37604 • 4234342016
84 Certified Beds For profit - Limited Liability company CCN: 445487
2/5 CMS Rating

Frequently Asked Questions About Senior Care in Johnson City

The estimated median cost of assisted living in Johnson City, TN is $4,400 per month ($52,800 per year), adjusted for Washington County housing and income data.
A semi-private room in a skilled nursing facility in Johnson City averages $6,810 per month, while a private room averages $7,670 per month.
In-home caregiver services in Johnson City, TN average $24.86 per hour, or roughly $4,740 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Tennessee is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Tennessee Cities