Compare monthly care rates across 548 cities and 303 CMS-certified nursing facilities in Tennessee.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Tennessee's average caregiver rate of $28.64/hr, hiring in-home care equals the $5,070/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $2,588/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $390/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $4,858/mo; Memory Care averages $6,190/mo.
Sorted by number of Medicare-certified care facilities and local market size.
| City | County | Assisted Living | Memory Care | Nursing Home (Semi) | Median Home Value | CMS Facilities |
|---|---|---|---|---|---|---|
| Memphis | Shelby | $5,030/mo | $6,140/mo | $7,780/mo | $229,700 | 15 |
| Knoxville | Knox | $5,340/mo | $6,510/mo | $8,250/mo | $279,700 | 13 |
| Nashville | Davidson | $6,280/mo | $7,660/mo | $9,710/mo | $386,600 | 12 |
| Chattanooga | Hamilton | $5,320/mo | $6,490/mo | $8,230/mo | $282,100 | 6 |
| Jackson | Madison | $4,650/mo | $5,670/mo | $7,190/mo | $189,700 | 6 |
| Johnson City | Washington | $4,400/mo | $5,370/mo | $6,810/mo | $231,700 | 6 |
| Murfreesboro | Rutherford | $6,280/mo | $7,660/mo | $9,700/mo | $346,400 | 6 |
| Clarksville | Montgomery | $5,470/mo | $6,670/mo | $8,450/mo | $248,300 | 5 |
| Elizabethton | Carter | $4,340/mo | $5,290/mo | $6,710/mo | $157,200 | 5 |
| Kingsport | Sullivan | $4,340/mo | $5,290/mo | $6,710/mo | $190,800 | 5 |
| Maryville | Blount | $5,060/mo | $6,170/mo | $7,820/mo | $275,700 | 5 |
| Savannah | Hardin | $4,340/mo | $5,290/mo | $6,710/mo | $154,000 | 5 |
| Cleveland | Bradley | $4,510/mo | $5,500/mo | $6,970/mo | $230,800 | 4 |
| Columbia | Maury | $5,490/mo | $6,700/mo | $8,480/mo | $307,500 | 4 |
| Franklin | Williamson | $9,060/mo | $11,050/mo | $14,010/mo | $673,700 | 4 |
| Cookeville | Putnam | $4,340/mo | $5,290/mo | $6,710/mo | $246,800 | 3 |
| Cordova | Shelby | $5,030/mo | $6,140/mo | $7,780/mo | $229,700 | 3 |
| Crossville | Cumberland | $4,340/mo | $5,290/mo | $6,710/mo | $228,000 | 3 |
| Dyersburg | Dyer | $4,340/mo | $5,290/mo | $6,710/mo | $159,500 | 3 |
| Erwin | Unicoi | $4,340/mo | $5,290/mo | $6,710/mo | $168,200 | 3 |
| Gallatin | Sumner | $6,200/mo | $7,560/mo | $9,580/mo | $364,000 | 3 |
| Greeneville | Greene | $4,340/mo | $5,290/mo | $6,710/mo | $186,400 | 3 |
| Lawrenceburg | Lawrence | $4,340/mo | $5,290/mo | $6,710/mo | $176,700 | 3 |
| Lebanon | Wilson | $6,530/mo | $7,970/mo | $10,090/mo | $397,000 | 3 |
| Union City | Obion | $4,340/mo | $5,290/mo | $6,710/mo | $122,700 | 3 |
| Winchester | Franklin | $4,340/mo | $5,290/mo | $6,710/mo | $215,700 | 3 |
| Antioch | Davidson | $6,280/mo | $7,660/mo | $9,710/mo | $386,600 | 2 |
| Ashland City | Cheatham | $5,910/mo | $7,210/mo | $9,130/mo | $291,400 | 2 |
| Athens | Mcminn | $4,340/mo | $5,290/mo | $6,710/mo | $190,400 | 2 |
| Blountville | Sullivan | $4,340/mo | $5,290/mo | $6,710/mo | $190,800 | 2 |
| Bolivar | Hardeman | $4,340/mo | $5,290/mo | $6,710/mo | $116,800 | 2 |
| Collierville | Shelby | $5,030/mo | $6,140/mo | $7,780/mo | $229,700 | 2 |
| Covington | Tipton | $4,880/mo | $5,950/mo | $7,540/mo | $220,100 | 2 |
| Dayton | Rhea | $4,340/mo | $5,290/mo | $6,710/mo | $178,500 | 2 |
| Dickson | Dickson | $4,830/mo | $5,890/mo | $7,460/mo | $272,700 | 2 |
| Dresden | Weakley | $4,340/mo | $5,290/mo | $6,710/mo | $136,300 | 2 |
| Etowah | Mcminn | $4,340/mo | $5,290/mo | $6,710/mo | $190,400 | 2 |
| Fayetteville | Lincoln | $4,340/mo | $5,290/mo | $6,710/mo | $209,100 | 2 |
| Goodlettsville | Davidson | $6,280/mo | $7,660/mo | $9,710/mo | $386,600 | 2 |
| Humboldt | Gibson | $4,340/mo | $5,290/mo | $6,710/mo | $149,700 | 2 |
| Jefferson City | Jefferson | $4,340/mo | $5,290/mo | $6,710/mo | $210,000 | 2 |
| Lewisburg | Marshall | $4,630/mo | $5,650/mo | $7,150/mo | $246,100 | 2 |
| Lexington | Henderson | $4,340/mo | $5,290/mo | $6,710/mo | $156,000 | 2 |
| Manchester | Coffee | $4,340/mo | $5,290/mo | $6,710/mo | $227,300 | 2 |
| Martin | Weakley | $4,340/mo | $5,290/mo | $6,710/mo | $136,300 | 2 |
| Mc Kenzie | Carroll | $4,340/mo | $5,290/mo | $6,710/mo | $122,100 | 2 |
| Morristown | Hamblen | $4,340/mo | $5,290/mo | $6,710/mo | $188,800 | 2 |
| Newport | Cocke | $4,340/mo | $5,290/mo | $6,710/mo | $141,800 | 2 |
| Oak Ridge | Anderson | $4,490/mo | $5,480/mo | $6,940/mo | $215,800 | 2 |
| Paris | Henry | $4,340/mo | $5,290/mo | $6,710/mo | $145,200 | 2 |
| Pulaski | Giles | $4,340/mo | $5,290/mo | $6,710/mo | $204,100 | 2 |
| Ripley | Lauderdale | $4,340/mo | $5,290/mo | $6,710/mo | $122,100 | 2 |
| Smyrna | Rutherford | $6,280/mo | $7,660/mo | $9,700/mo | $346,400 | 2 |
| Sparta | White | $4,340/mo | $5,290/mo | $6,710/mo | $190,200 | 2 |
| Springfield | Robertson | $5,530/mo | $6,750/mo | $8,550/mo | $296,700 | 2 |
| Sweetwater | Monroe | $4,340/mo | $5,290/mo | $6,710/mo | $199,700 | 2 |
| Tullahoma | Coffee | $4,340/mo | $5,290/mo | $6,710/mo | $227,300 | 2 |
| Waverly | Humphreys | $4,340/mo | $5,290/mo | $6,710/mo | $186,900 | 2 |
| Adamsville | Mcnairy | $4,340/mo | $5,290/mo | $6,710/mo | $151,100 | 1 |
| Alamo | Crockett | $4,340/mo | $5,290/mo | $6,710/mo | $134,100 | 1 |
| Andersonville | Anderson | $4,490/mo | $5,480/mo | $6,940/mo | $215,800 | 1 |
| Ardmore | Giles | $4,340/mo | $5,290/mo | $6,710/mo | $204,100 | 1 |
| Bells | Crockett | $4,340/mo | $5,290/mo | $6,710/mo | $134,100 | 1 |
| Brentwood | Williamson | $9,060/mo | $11,050/mo | $14,010/mo | $673,700 | 1 |
| Brownsville | Haywood | $4,340/mo | $5,290/mo | $6,710/mo | $119,600 | 1 |
| Bruceton | Carroll | $4,340/mo | $5,290/mo | $6,710/mo | $122,100 | 1 |
| Byrdstown | Pickett | $4,340/mo | $5,290/mo | $6,710/mo | $162,200 | 1 |
| Camden | Benton | $4,340/mo | $5,290/mo | $6,710/mo | $123,400 | 1 |
| Carthage | Smith | $4,340/mo | $5,290/mo | $6,710/mo | $224,500 | 1 |
| Celina | Clay | $4,340/mo | $5,290/mo | $6,710/mo | $136,900 | 1 |
| Centerville | Hickman | $4,340/mo | $5,290/mo | $6,710/mo | $192,000 | 1 |
| Chuckey | Greene | $4,340/mo | $5,290/mo | $6,710/mo | $186,400 | 1 |
| Church Hill | Hawkins | $4,340/mo | $5,290/mo | $6,710/mo | $166,900 | 1 |
| Clinton | Anderson | $4,490/mo | $5,480/mo | $6,940/mo | $215,800 | 1 |
| Collegedale | Hamilton | $5,320/mo | $6,490/mo | $8,230/mo | $282,100 | 1 |
| Copperhill | Polk | $4,340/mo | $5,290/mo | $6,710/mo | $136,400 | 1 |
| Dandridge | Jefferson | $4,340/mo | $5,290/mo | $6,710/mo | $210,000 | 1 |
| Decatur | Meigs | $4,340/mo | $5,290/mo | $6,710/mo | $185,500 | 1 |
| Decaturville | Decatur | $4,340/mo | $5,290/mo | $6,710/mo | $133,900 | 1 |
| Dover | Stewart | $4,340/mo | $5,290/mo | $6,710/mo | $182,700 | 1 |