2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Reno, NV

2026 monthly care rates for Reno (Washoe County), local Census affordability metrics, and 6 CMS-certified care facilities.

Assisted Living🏠
$6,640/mo
$79,680/yr
+7% vs U.S. avg
Memory Care🧠
$8,100/mo
$97,200/yr
+7% vs U.S. avg
In-Home Care🤝
$37.50/hr
$7,150/mo (44h/wk)
+7% vs U.S. avg
Nursing Home (Semi)🏥
$10,260/mo
Private: $11,570/mo
+7% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,640/mo
Memory Care$8,100/mo
Home Care$37.50/hr
Nursing Semi$10,260/mo
Nursing Priv$11,570/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $462k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Reno, NV

40.9 hrs/wk Break-even threshold

At Reno, NV's average caregiver rate of $37.50/hr, hiring in-home care equals the $6,640/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,250/mo

Saves $3,390/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,149 vs. $6,640/mo

Full-time home care costs $509/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$12,999/mo

Assisted Living saves $6,359/mo; Memory Care averages $8,100/mo.

Reno vs. Nevada & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Washoe County economic indicators.

Reno, NV$6,640/mo
Nevada State Average$6,270/mo
U.S. National Median$6,200/mo

Washoe County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $85,600/yr ($7,133/mo)
Median Home Value $496,600
Median Gross Rent $1,507/mo
Nevada Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Reno, NV

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Advanced Health Care Of Reno
961 Kuenzli Street, Reno, NV 89502 • 7754707200
42 Certified Beds For profit - Limited Liability company CCN: 295096
5/5 CMS Rating
Life Care Center Of Reno
445 W. Holcomb Lane, Reno, NV 89511 • 7758510123
198 Certified Beds For profit - Corporation CCN: 295050
2/5 CMS Rating
Alpine Skilled Nursing And Rehabilitation Center
3101 Plumas St, Reno, NV 89509 • 7758297220
189 Certified Beds For profit - Limited Liability company CCN: 295043
2/5 CMS Rating
Alta Skilled Nursing And Rehabilitation Center
555 Hammill Lane, Reno, NV 89511 • 7758285600
180 Certified Beds For profit - Limited Liability company CCN: 295077
2/5 CMS Rating
Rosewood Rehabilitation Center
2045 Silverada Blvd, Reno, NV 89512 • 7753593161
99 Certified Beds For profit - Corporation CCN: 295020
1/5 CMS Rating
Caremeridian Llc, Dba Neurorestorative
3980 Lake Placid Drive Ste 2, Reno, NV 89511 • 7024999523
36 Certified Beds For profit - Corporation CCN: 295103
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Reno

The estimated median cost of assisted living in Reno, NV is $6,640 per month ($79,680 per year), adjusted for Washoe County housing and income data.
A semi-private room in a skilled nursing facility in Reno averages $10,260 per month, while a private room averages $11,570 per month.
In-home caregiver services in Reno, NV average $37.50 per hour, or roughly $7,150 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Nevada is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Nevada Cities