2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

2026 Senior Living & Nursing Home Costs in Nevada

Compare monthly care rates across 99 cities and 66 CMS-certified nursing facilities in Nevada.

2026 Medicaid Income Cap: $2,901/mo CMS Certified Facilities: 66 Avg. Home Value: $330,149
Assisted Living🏠
$6,270/mo
$75,240/year
≈ U.S. average
Memory Care🧠
$7,650/mo
$91,800/year
≈ U.S. average
Home Care (44h/wk)🤝
$6,740/mo
$35.37 per hour
≈ U.S. average
Nursing Home (Semi)🏥
$9,680/mo
Private room: $10,910/mo
≈ U.S. average

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,270/mo
Memory Care$7,650/mo
Home Care$35.37/hr
Nursing Semi$9,680/mo
Nursing Priv$10,910/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $307k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Nevada

40.9 hrs/wk Break-even threshold

At Nevada's average caregiver rate of $35.37/hr, hiring in-home care equals the $6,270/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,065/mo

Saves $3,205/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,743 vs. $6,270/mo

Full-time home care costs $473/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$12,261/mo

Assisted Living saves $5,991/mo; Memory Care averages $7,650/mo.

Major Cities in Nevada

Sorted by number of Medicare-certified care facilities and local market size.

City County Assisted Living Memory Care Nursing Home (Semi) Median Home Value CMS Facilities
Las Vegas Clark $6,320/mo $7,710/mo $9,760/mo $400,800 30
Reno Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 6
Henderson Clark $6,320/mo $7,710/mo $9,760/mo $400,800 5
Carson City Carson City $5,320/mo $6,490/mo $8,230/mo $426,700 4
Boulder City Clark $6,320/mo $7,710/mo $9,760/mo $400,800 3
North Las Vegas Clark $6,320/mo $7,710/mo $9,760/mo $400,800 3
Sparks Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 3
Battle Mountain Lander $5,420/mo $6,610/mo $8,380/mo $210,500 1
Caliente Lincoln $4,340/mo $5,290/mo $6,710/mo $208,900 1
Elko Elko $5,550/mo $6,770/mo $8,580/mo $282,400 1
Ely White Pine $4,690/mo $5,720/mo $7,260/mo $196,700 1
Fallon Churchill $5,450/mo $6,650/mo $8,420/mo $298,000 1
Gardnerville Douglas $6,820/mo $8,320/mo $10,540/mo $587,400 1
Hawthorne Mineral $4,570/mo $5,580/mo $7,060/mo $175,000 1
Lovelock Pershing $4,340/mo $5,290/mo $6,710/mo $166,200 1
Mesquite Clark $6,320/mo $7,710/mo $9,760/mo $400,800 1
Pahrump Nye $4,420/mo $5,390/mo $6,830/mo $266,000 1
Winnemucca Humboldt $5,100/mo $6,220/mo $7,880/mo $256,800 1
Yerington Lyon $5,610/mo $6,840/mo $8,670/mo $342,600 1
Alamo Lincoln $4,340/mo $5,290/mo $6,710/mo $208,900 0
Amargosa Valley Nye $4,420/mo $5,390/mo $6,830/mo $266,000 0
Austin Lander $5,420/mo $6,610/mo $8,380/mo $210,500 0
Baker White Pine $4,690/mo $5,720/mo $7,260/mo $196,700 0
Beatty Nye $4,420/mo $5,390/mo $6,830/mo $266,000 0
Blue Diamond Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Bunkerville Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Cal Nev Ari Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Carlin Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Crescent Valley Eureka $4,740/mo $5,780/mo $7,320/mo $410,054 0
Crystal Bay Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 0
Dayton Lyon $5,610/mo $6,840/mo $8,670/mo $342,600 0
Deeth Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Denio Humboldt $5,100/mo $6,220/mo $7,880/mo $256,800 0
Duckwater White Pine $4,690/mo $5,720/mo $7,260/mo $196,700 0
Dyer Esmeralda $5,840/mo $7,120/mo $9,020/mo $102,500 0
Empire Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 0
Eureka Eureka $4,740/mo $5,780/mo $7,320/mo $410,054 0
Fernley Lyon $5,610/mo $6,840/mo $8,670/mo $342,600 0
Gabbs Nye $4,420/mo $5,390/mo $6,830/mo $266,000 0
Genoa Douglas $6,820/mo $8,320/mo $10,540/mo $587,400 0
Gerlach Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 0
Glenbrook Douglas $6,820/mo $8,320/mo $10,540/mo $587,400 0
Golconda Humboldt $5,100/mo $6,220/mo $7,880/mo $256,800 0
Goldfield Esmeralda $5,840/mo $7,120/mo $9,020/mo $102,500 0
Halleck Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Hiko Lincoln $4,340/mo $5,290/mo $6,710/mo $208,900 0
Imlay Pershing $4,340/mo $5,290/mo $6,710/mo $166,200 0
Incline Village Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 0
Indian Springs Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Jackpot Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Jarbidge Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Jean Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Lamoille Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Laughlin Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Logandale Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Lund White Pine $4,690/mo $5,720/mo $7,260/mo $196,700 0
Luning Mineral $4,570/mo $5,580/mo $7,060/mo $175,000 0
Manhattan Nye $4,420/mo $5,390/mo $6,830/mo $266,000 0
Mc Dermitt Humboldt $5,100/mo $6,220/mo $7,880/mo $256,800 0
Mc Gill White Pine $4,690/mo $5,720/mo $7,260/mo $196,700 0
Mercury Nye $4,420/mo $5,390/mo $6,830/mo $266,000 0
Mina Mineral $4,570/mo $5,580/mo $7,060/mo $175,000 0
Minden Douglas $6,820/mo $8,320/mo $10,540/mo $587,400 0
Moapa Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Montello Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Mountain City Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Nellis Afb Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Nixon Washoe $6,640/mo $8,100/mo $10,260/mo $496,600 0
Orovada Humboldt $5,100/mo $6,220/mo $7,880/mo $256,800 0
Overton Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Owyhee Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Panaca Lincoln $4,340/mo $5,290/mo $6,710/mo $208,900 0
Paradise Valley Humboldt $5,100/mo $6,220/mo $7,880/mo $256,800 0
Pioche Lincoln $4,340/mo $5,290/mo $6,710/mo $208,900 0
Round Mountain Nye $4,420/mo $5,390/mo $6,830/mo $266,000 0
Ruby Valley Elko $5,550/mo $6,770/mo $8,580/mo $282,400 0
Ruth White Pine $4,690/mo $5,720/mo $7,260/mo $196,700 0
Schurz Mineral $4,570/mo $5,580/mo $7,060/mo $175,000 0
Searchlight Clark $6,320/mo $7,710/mo $9,760/mo $400,800 0
Silver City Lyon $5,610/mo $6,840/mo $8,670/mo $342,600 0

Nevada Senior Care FAQ (2026)

The statewide average for assisted living in Nevada is $6,270 per month ($75,240 per year), compared to the U.S. national median of $6,200 per month.
In Nevada, a semi-private room in a CMS-certified nursing home averages $9,680 per month, while a private room averages $10,910 per month.
For 2026, the standard individual monthly income limit for long-term care Medicaid in Nevada is $2,901 per month.