2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Senior Care & Assisted Living Costs in Holton, KS

2026 monthly care rates for Holton (Jackson County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$4,500/mo
$54,000/yr
-27% vs U.S. avg
Memory Care🧠
$5,490/mo
$65,880/yr
-27% vs U.S. avg
In-Home Care🤝
$25.40/hr
$4,840/mo (44h/wk)
-27% vs U.S. avg
Nursing Home (Semi)🏥
$6,950/mo
Private: $7,840/mo
-27% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,500/mo
Memory Care$5,490/mo
Home Care$25.40/hr
Nursing Semi$6,950/mo
Nursing Priv$7,840/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $180k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Holton, KS

40.9 hrs/wk Break-even threshold

At Holton, KS's average caregiver rate of $25.40/hr, hiring in-home care equals the $4,500/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,201/mo

Saves $2,299/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,843 vs. $4,500/mo

Full-time home care costs $343/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,805/mo

Assisted Living saves $4,305/mo; Memory Care averages $5,490/mo.

Holton vs. Kansas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Jackson County economic indicators.

Holton, KS$4,500/mo
Kansas State Average$5,020/mo
U.S. National Median$6,200/mo

Jackson County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $72,703/yr ($6,059/mo)
Median Home Value $193,600
Median Gross Rent $856/mo
Kansas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Holton, KS

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Holton Health Care Center
1121 W 7Th Street, Holton, KS 66436 • 7853284636
45 Certified Beds For profit - Limited Liability company CCN: 175435
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Holton

The estimated median cost of assisted living in Holton, KS is $4,500 per month ($54,000 per year), adjusted for Jackson County housing and income data.
A semi-private room in a skilled nursing facility in Holton averages $6,950 per month, while a private room averages $7,840 per month.
In-home caregiver services in Holton, KS average $25.40 per hour, or roughly $4,840 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Kansas is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Kansas Cities

Mayetta, KS $4,500/mo Circleville, KS $4,500/mo Denison, KS $4,500/mo Netawaka, KS $4,500/mo Hoyt, KS $4,500/mo Whiting, KS $4,500/mo Wetmore, KS $4,340/mo Soldier, KS $4,500/mo Delia, KS $4,500/mo Powhattan, KS $4,340/mo Muscotah, KS $4,340/mo Valley Falls, KS $4,610/mo