2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

2026 Senior Living & Nursing Home Costs in Kansas

Compare monthly care rates across 634 cities and 296 CMS-certified nursing facilities in Kansas.

2026 Medicaid Income Cap: $2,901/mo CMS Certified Facilities: 296 Avg. Home Value: $138,111
Assisted Living🏠
$5,020/mo
$60,240/year
-19% vs U.S. avg
Memory Care🧠
$6,120/mo
$73,440/year
-19% vs U.S. avg
Home Care (44h/wk)🤝
$5,400/mo
$28.33 per hour
-19% vs U.S. avg
Nursing Home (Semi)🏥
$7,760/mo
Private room: $8,740/mo
-19% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,020/mo
Memory Care$6,120/mo
Home Care$28.33/hr
Nursing Semi$7,760/mo
Nursing Priv$8,740/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $128k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Kansas

40.9 hrs/wk Break-even threshold

At Kansas's average caregiver rate of $28.33/hr, hiring in-home care equals the $5,020/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,455/mo

Saves $2,565/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,401 vs. $5,020/mo

Full-time home care costs $381/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,820/mo

Assisted Living saves $4,800/mo; Memory Care averages $6,120/mo.

Major Cities in Kansas

Sorted by number of Medicare-certified care facilities and local market size.

City County Assisted Living Memory Care Nursing Home (Semi) Median Home Value CMS Facilities
Wichita Sedgwick $4,670/mo $5,700/mo $7,220/mo $190,700 22
Topeka Shawnee $4,610/mo $5,620/mo $7,120/mo $170,400 14
Overland Park Johnson $6,970/mo $8,500/mo $10,770/mo $366,000 13
Olathe Johnson $6,970/mo $8,500/mo $10,770/mo $366,000 9
Salina Saline $4,380/mo $5,340/mo $6,760/mo $171,900 6
Kansas City Wyandotte $4,710/mo $5,750/mo $7,280/mo $152,700 5
Hutchinson Reno $4,340/mo $5,290/mo $6,710/mo $125,000 4
Winfield Cowley $4,340/mo $5,290/mo $6,710/mo $111,600 4
Atchison Atchison $4,340/mo $5,290/mo $6,710/mo $147,900 3
Dodge City Ford $4,710/mo $5,750/mo $7,280/mo $132,700 3
Edwardsville Wyandotte $4,710/mo $5,750/mo $7,280/mo $152,700 3
Lawrence Douglas $4,950/mo $6,040/mo $7,640/mo $281,600 3
Lenexa Johnson $6,970/mo $8,500/mo $10,770/mo $366,000 3
Liberal Seward $4,370/mo $5,330/mo $6,750/mo $134,000 3
Manhattan Riley $4,670/mo $5,700/mo $7,210/mo $231,200 3
Newton Harvey $4,610/mo $5,620/mo $7,130/mo $173,300 3
Parsons Labette $4,340/mo $5,290/mo $6,710/mo $92,100 3
Shawnee Johnson $6,970/mo $8,500/mo $10,770/mo $366,000 3
Arkansas City Cowley $4,340/mo $5,290/mo $6,710/mo $111,600 2
Beloit Mitchell $4,340/mo $5,290/mo $6,710/mo $109,600 2
Chanute Neosho $4,340/mo $5,290/mo $6,710/mo $101,200 2
Colby Thomas $4,340/mo $5,290/mo $6,710/mo $165,900 2
Derby Sedgwick $4,670/mo $5,700/mo $7,220/mo $190,700 2
El Dorado Butler $5,080/mo $6,200/mo $7,840/mo $199,600 2
Emporia Lyon $4,340/mo $5,290/mo $6,710/mo $142,200 2
Garden City Finney $4,860/mo $5,930/mo $7,500/mo $191,100 2
Garnett Anderson $4,340/mo $5,290/mo $6,710/mo $147,900 2
Great Bend Barton $4,340/mo $5,290/mo $6,710/mo $117,200 2
Hays Ellis $4,340/mo $5,290/mo $6,710/mo $211,100 2
Hillsboro Marion $4,340/mo $5,290/mo $6,710/mo $114,400 2
Independence Montgomery $4,340/mo $5,290/mo $6,710/mo $92,100 2
Lansing Leavenworth $5,690/mo $6,940/mo $8,790/mo $260,600 2
Mcpherson Mcpherson $4,740/mo $5,780/mo $7,320/mo $198,400 2
Moundridge Mcpherson $4,740/mo $5,780/mo $7,320/mo $198,400 2
Paola Miami $5,620/mo $6,860/mo $8,690/mo $277,700 2
Peabody Marion $4,340/mo $5,290/mo $6,710/mo $114,400 2
Pittsburg Crawford $4,340/mo $5,290/mo $6,710/mo $122,400 2
Prairie Village Johnson $6,970/mo $8,500/mo $10,770/mo $366,000 2
Pratt Pratt $4,340/mo $5,290/mo $6,710/mo $114,500 2
Russell Russell $4,340/mo $5,290/mo $6,710/mo $106,400 2
Sabetha Nemaha $4,340/mo $5,290/mo $6,710/mo $196,100 2
Seneca Nemaha $4,340/mo $5,290/mo $6,710/mo $196,100 2
Smith Center Smith $4,340/mo $5,290/mo $6,710/mo $91,000 2
Wellington Sumner $4,340/mo $5,290/mo $6,710/mo $118,700 2
Abilene Dickinson $4,340/mo $5,290/mo $6,710/mo $148,500 1
Andover Butler $5,080/mo $6,200/mo $7,840/mo $199,600 1
Anthony Harper $4,340/mo $5,290/mo $6,710/mo $77,300 1
Arma Crawford $4,340/mo $5,290/mo $6,710/mo $122,400 1
Attica Harper $4,340/mo $5,290/mo $6,710/mo $77,300 1
Atwood Rawlins $4,340/mo $5,290/mo $6,710/mo $99,400 1
Augusta Butler $5,080/mo $6,200/mo $7,840/mo $199,600 1
Baldwin City Douglas $4,950/mo $6,040/mo $7,640/mo $281,600 1
Baxter Springs Cherokee $4,340/mo $5,290/mo $6,710/mo $99,400 1
Belleville Republic $4,340/mo $5,290/mo $6,710/mo $76,000 1
Bonner Springs Wyandotte $4,710/mo $5,750/mo $7,280/mo $152,700 1
Bucklin Ford $4,710/mo $5,750/mo $7,280/mo $132,700 1
Buhler Reno $4,340/mo $5,290/mo $6,710/mo $125,000 1
Burlington Coffey $4,340/mo $5,290/mo $6,710/mo $139,500 1
Centralia Nemaha $4,340/mo $5,290/mo $6,710/mo $196,100 1
Chapman Dickinson $4,340/mo $5,290/mo $6,710/mo $148,500 1
Cheney Sedgwick $4,670/mo $5,700/mo $7,220/mo $190,700 1
Cherryvale Montgomery $4,340/mo $5,290/mo $6,710/mo $92,100 1
Cimarron Gray $4,590/mo $5,600/mo $7,100/mo $174,700 1
Clay Center Clay $4,360/mo $5,320/mo $6,740/mo $149,600 1
Clearwater Sedgwick $4,670/mo $5,700/mo $7,220/mo $190,700 1
Clyde Cloud $4,340/mo $5,290/mo $6,710/mo $96,300 1
Coffeyville Montgomery $4,340/mo $5,290/mo $6,710/mo $92,100 1
Coldwater Comanche $4,340/mo $5,290/mo $6,710/mo $59,900 1
Columbus Cherokee $4,340/mo $5,290/mo $6,710/mo $99,400 1
Concordia Cloud $4,340/mo $5,290/mo $6,710/mo $96,300 1
Conway Springs Sumner $4,340/mo $5,290/mo $6,710/mo $118,700 1
Cottonwood Falls Chase $4,340/mo $5,290/mo $6,710/mo $106,200 1
Council Grove Morris $4,340/mo $5,290/mo $6,710/mo $120,900 1
Cunningham Kingman $4,340/mo $5,290/mo $6,710/mo $107,400 1
De Soto Johnson $6,970/mo $8,500/mo $10,770/mo $366,000 1
Downs Osborne $4,340/mo $5,290/mo $6,710/mo $84,700 1
Easton Leavenworth $5,690/mo $6,940/mo $8,790/mo $260,600 1
Ellis Ellis $4,340/mo $5,290/mo $6,710/mo $211,100 1
Ellsworth Ellsworth $4,340/mo $5,290/mo $6,710/mo $116,300 1
Enterprise Dickinson $4,340/mo $5,290/mo $6,710/mo $148,500 1

Kansas Senior Care FAQ (2026)

The statewide average for assisted living in Kansas is $5,020 per month ($60,240 per year), compared to the U.S. national median of $6,200 per month.
In Kansas, a semi-private room in a CMS-certified nursing home averages $7,760 per month, while a private room averages $8,740 per month.
For 2026, the standard individual monthly income limit for long-term care Medicaid in Kansas is $2,901 per month.