2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Senior Care & Assisted Living Costs in George, IA

2026 monthly care rates for George (Lyon County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$4,360/mo
$52,320/yr
-30% vs U.S. avg
Memory Care🧠
$5,320/mo
$63,840/yr
-30% vs U.S. avg
In-Home Care🤝
$24.61/hr
$4,690/mo (44h/wk)
-30% vs U.S. avg
Nursing Home (Semi)🏥
$6,740/mo
Private: $7,590/mo
-30% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,360/mo
Memory Care$5,320/mo
Home Care$24.61/hr
Nursing Semi$6,740/mo
Nursing Priv$7,590/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $201k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in George, IA

40.9 hrs/wk Break-even threshold

At George, IA's average caregiver rate of $24.61/hr, hiring in-home care equals the $4,360/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,133/mo

Saves $2,227/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,692 vs. $4,360/mo

Full-time home care costs $332/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,531/mo

Assisted Living saves $4,171/mo; Memory Care averages $5,320/mo.

George vs. Iowa & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Lyon County economic indicators.

George, IA$4,360/mo
Iowa State Average$4,740/mo
U.S. National Median$6,200/mo

Lyon County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $72,881/yr ($6,073/mo)
Median Home Value $215,600
Median Gross Rent $802/mo
Iowa Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in George, IA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Good Samaritan - George
324 First Avenue North, George, IA 51237 • 7124753391
36 Certified Beds Non profit - Corporation CCN: 165247
3/5 CMS Rating

Frequently Asked Questions About Senior Care in George

The estimated median cost of assisted living in George, IA is $4,360 per month ($52,320 per year), adjusted for Lyon County housing and income data.
A semi-private room in a skilled nursing facility in George averages $6,740 per month, while a private room averages $7,590 per month.
In-home caregiver services in George, IA average $24.61 per hour, or roughly $4,690 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Iowa is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Iowa Cities

Matlock, IA $4,950/mo Boyden, IA $4,950/mo Little Rock, IA $4,360/mo Rock Rapids, IA $4,360/mo Hull, IA $4,950/mo Doon, IA $4,360/mo Sheldon, IA $4,340/mo Ashton, IA $4,340/mo Sibley, IA $4,340/mo Hospers, IA $4,950/mo Alvord, IA $4,360/mo Sioux Center, IA $4,950/mo