Compare monthly care rates across 937 cities and 387 CMS-certified nursing facilities in Iowa.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Iowa's average caregiver rate of $26.76/hr, hiring in-home care equals the $4,740/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $2,421/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $362/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $4,536/mo; Memory Care averages $5,780/mo.
Sorted by number of Medicare-certified care facilities and local market size.
| City | County | Assisted Living | Memory Care | Nursing Home (Semi) | Median Home Value | CMS Facilities |
|---|---|---|---|---|---|---|
| Des Moines | $4,740/mo | $5,780/mo | $7,330/mo | $199,852 | 12 | |
| Cedar Rapids | Linn | $4,770/mo | $5,820/mo | $7,370/mo | $204,400 | 10 |
| Dubuque | Dubuque | $4,830/mo | $5,890/mo | $7,470/mo | $226,100 | 8 |
| Davenport | Scott | $4,890/mo | $5,970/mo | $7,550/mo | $212,500 | 7 |
| Sioux City | Woodbury | $4,670/mo | $5,700/mo | $7,210/mo | $172,000 | 6 |
| Waterloo | Black Hawk | $4,540/mo | $5,540/mo | $7,020/mo | $182,400 | 6 |
| Cedar Falls | Black Hawk | $4,540/mo | $5,540/mo | $7,020/mo | $182,400 | 5 |
| Council Bluffs | Pottawattamie | $4,770/mo | $5,820/mo | $7,370/mo | $183,600 | 5 |
| Marion | Linn | $4,770/mo | $5,820/mo | $7,370/mo | $204,400 | 5 |
| Newton | Jasper | $4,340/mo | $5,290/mo | $6,710/mo | $176,800 | 5 |
| West Des Moines | Polk | $5,460/mo | $6,660/mo | $8,440/mo | $248,400 | 5 |
| Ankeny | Polk | $5,460/mo | $6,660/mo | $8,440/mo | $248,400 | 4 |
| Marshalltown | Marshall | $4,510/mo | $5,500/mo | $6,970/mo | $134,100 | 4 |
| Ames | Story | $4,830/mo | $5,890/mo | $7,460/mo | $243,600 | 3 |
| Bettendorf | Scott | $4,890/mo | $5,970/mo | $7,550/mo | $212,500 | 3 |
| Carroll | Carroll | $4,340/mo | $5,290/mo | $6,710/mo | $175,700 | 3 |
| Cherokee | Cherokee | $4,340/mo | $5,290/mo | $6,710/mo | $145,100 | 3 |
| Emmetsburg | Palo Alto | $4,340/mo | $5,290/mo | $6,710/mo | $119,300 | 3 |
| Fort Dodge | Webster | $4,340/mo | $5,290/mo | $6,710/mo | $138,500 | 3 |
| Indianola | Warren | $5,430/mo | $6,620/mo | $8,400/mo | $252,800 | 3 |
| Iowa City | Johnson | $5,230/mo | $6,380/mo | $8,080/mo | $293,100 | 3 |
| Johnston | Polk | $5,460/mo | $6,660/mo | $8,440/mo | $248,400 | 3 |
| Keokuk | Lee | $4,340/mo | $5,290/mo | $6,710/mo | $123,600 | 3 |
| Mason City | Cerro Gordo | $4,340/mo | $5,290/mo | $6,710/mo | $154,100 | 3 |
| Mount Pleasant | Henry | $4,340/mo | $5,290/mo | $6,710/mo | $148,600 | 3 |
| Oskaloosa | Mahaska | $4,340/mo | $5,290/mo | $6,710/mo | $140,900 | 3 |
| Ottumwa | Wapello | $4,370/mo | $5,330/mo | $6,750/mo | $112,900 | 3 |
| Urbandale | Polk | $5,460/mo | $6,660/mo | $8,440/mo | $248,400 | 3 |
| Algona | Kossuth | $4,340/mo | $5,290/mo | $6,710/mo | $135,100 | 2 |
| Altoona | Polk | $5,460/mo | $6,660/mo | $8,440/mo | $248,400 | 2 |
| Atlantic | Cass | $4,340/mo | $5,290/mo | $6,710/mo | $133,300 | 2 |
| Boone | Boone | $4,630/mo | $5,650/mo | $7,160/mo | $191,200 | 2 |
| Centerville | Appanoose | $4,340/mo | $5,290/mo | $6,710/mo | $119,800 | 2 |
| Charles City | Floyd | $4,340/mo | $5,290/mo | $6,710/mo | $133,300 | 2 |
| Clinton | Clinton | $4,340/mo | $5,290/mo | $6,710/mo | $153,800 | 2 |
| Coralville | Johnson | $5,230/mo | $6,380/mo | $8,080/mo | $293,100 | 2 |
| Creston | Union | $4,340/mo | $5,290/mo | $6,710/mo | $117,800 | 2 |
| Decorah | Winneshiek | $4,440/mo | $5,420/mo | $6,860/mo | $239,000 | 2 |
| Denison | Crawford | $4,340/mo | $5,290/mo | $6,710/mo | $136,300 | 2 |
| Estherville | Emmet | $4,340/mo | $5,290/mo | $6,710/mo | $106,200 | 2 |
| Fairfield | Jefferson | $4,340/mo | $5,290/mo | $6,710/mo | $161,200 | 2 |
| Grinnell | Poweshiek | $4,340/mo | $5,290/mo | $6,710/mo | $184,200 | 2 |
| Grundy Center | Grundy | $4,620/mo | $5,640/mo | $7,130/mo | $180,500 | 2 |
| Hampton | Franklin | $4,340/mo | $5,290/mo | $6,710/mo | $118,500 | 2 |
| Independence | Buchanan | $4,530/mo | $5,530/mo | $7,000/mo | $171,400 | 2 |
| Knoxville | Marion | $4,730/mo | $5,770/mo | $7,300/mo | $211,100 | 2 |
| Le Mars | Plymouth | $4,790/mo | $5,840/mo | $7,410/mo | $218,600 | 2 |
| Maquoketa | Jackson | $4,340/mo | $5,290/mo | $6,710/mo | $170,000 | 2 |
| Mount Ayr | Ringgold | $4,340/mo | $5,290/mo | $6,710/mo | $150,300 | 2 |
| Muscatine | Muscatine | $4,700/mo | $5,730/mo | $7,260/mo | $172,400 | 2 |
| Nevada | Story | $4,830/mo | $5,890/mo | $7,460/mo | $243,600 | 2 |
| New Hampton | Chickasaw | $4,340/mo | $5,290/mo | $6,710/mo | $164,400 | 2 |
| Norwalk | Warren | $5,430/mo | $6,620/mo | $8,400/mo | $252,800 | 2 |
| Oelwein | Fayette | $4,340/mo | $5,290/mo | $6,710/mo | $130,800 | 2 |
| Osage | Mitchell | $4,340/mo | $5,290/mo | $6,710/mo | $164,100 | 2 |
| Perry | Dallas | $6,430/mo | $7,840/mo | $9,930/mo | $333,400 | 2 |
| Red Oak | Montgomery | $4,340/mo | $5,290/mo | $6,710/mo | $109,900 | 2 |
| Sergeant Bluff | Woodbury | $4,670/mo | $5,700/mo | $7,210/mo | $172,000 | 2 |
| Shenandoah | Page | $4,340/mo | $5,290/mo | $6,710/mo | $120,000 | 2 |
| Sibley | Osceola | $4,340/mo | $5,290/mo | $6,710/mo | $123,800 | 2 |
| Sigourney | Keokuk | $4,340/mo | $5,290/mo | $6,710/mo | $112,200 | 2 |
| Spencer | Clay | $4,340/mo | $5,290/mo | $6,710/mo | $171,500 | 2 |
| Vinton | Benton | $4,750/mo | $5,800/mo | $7,340/mo | $198,400 | 2 |
| Washington | Washington | $4,470/mo | $5,450/mo | $6,920/mo | $199,600 | 2 |
| Waukon | Allamakee | $4,340/mo | $5,290/mo | $6,710/mo | $171,900 | 2 |
| Webster City | Hamilton | $4,460/mo | $5,440/mo | $6,900/mo | $132,300 | 2 |
| Ackley | Hardin | $4,340/mo | $5,290/mo | $6,710/mo | $113,000 | 1 |
| Adel | Dallas | $6,430/mo | $7,840/mo | $9,930/mo | $333,400 | 1 |
| Akron | Plymouth | $4,790/mo | $5,840/mo | $7,410/mo | $218,600 | 1 |
| Albia | Monroe | $4,340/mo | $5,290/mo | $6,710/mo | $135,900 | 1 |
| Allison | Butler | $4,340/mo | $5,290/mo | $6,710/mo | $156,500 | 1 |
| Amana | Iowa | $4,340/mo | $5,290/mo | $6,710/mo | $189,800 | 1 |
| Anamosa | Jones | $4,340/mo | $5,290/mo | $6,710/mo | $183,400 | 1 |
| Anita | Cass | $4,340/mo | $5,290/mo | $6,710/mo | $133,300 | 1 |
| Aplington | Butler | $4,340/mo | $5,290/mo | $6,710/mo | $156,500 | 1 |
| Armstrong | Emmet | $4,340/mo | $5,290/mo | $6,710/mo | $106,200 | 1 |
| Audubon | Audubon | $4,340/mo | $5,290/mo | $6,710/mo | $110,400 | 1 |
| Aurelia | Cherokee | $4,340/mo | $5,290/mo | $6,710/mo | $145,100 | 1 |
| Avoca | Pottawattamie | $4,770/mo | $5,820/mo | $7,370/mo | $183,600 | 1 |
| Bancroft | Kossuth | $4,340/mo | $5,290/mo | $6,710/mo | $135,100 | 1 |