2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Milwaukee, WI

2026 monthly care rates for Milwaukee (Milwaukee County), local Census affordability metrics, and 17 CMS-certified care facilities.

Assisted Living🏠
$4,750/mo
$57,000/yr
-23% vs U.S. avg
Memory Care🧠
$5,800/mo
$69,600/yr
-23% vs U.S. avg
In-Home Care🤝
$26.84/hr
$5,120/mo (44h/wk)
-23% vs U.S. avg
Nursing Home (Semi)🏥
$7,350/mo
Private: $8,280/mo
-23% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,750/mo
Memory Care$5,800/mo
Home Care$26.84/hr
Nursing Semi$7,350/mo
Nursing Priv$8,280/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $201k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Milwaukee, WI

40.8 hrs/wk Break-even threshold

At Milwaukee, WI's average caregiver rate of $26.84/hr, hiring in-home care equals the $4,750/mo cost of Assisted Living at exactly 40.8 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.8 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,326/mo

Saves $2,424/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,117 vs. $4,750/mo

Full-time home care costs $367/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,304/mo

Assisted Living saves $4,554/mo; Memory Care averages $5,800/mo.

Milwaukee vs. Wisconsin & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Milwaukee County economic indicators.

Milwaukee, WI$4,750/mo
Wisconsin State Average$5,090/mo
U.S. National Median$6,200/mo

Milwaukee County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $62,118/yr ($5,177/mo)
Median Home Value $216,500
Median Gross Rent $1,069/mo
Wisconsin Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Milwaukee, WI

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Milwaukee Catholic Home
2330 N Prospect Ave, Milwaukee, WI 53211 • 4142204610
107 Certified Beds Non profit - Corporation CCN: 525635
5/5 CMS Rating
Saint Johns On The Lake
1858 N Prospect Ave, Milwaukee, WI 53202 • 4142722022
27 Certified Beds Non profit - Church related CCN: 525539
5/5 CMS Rating
Milwaukee Health And Rehab
3216 W Highland Blvd, Milwaukee, WI 53208 • 4143446515
95 Certified Beds For profit - Limited Liability company CCN: 525417
4/5 CMS Rating
St Ann Health And Rehabilitation Center
2020 S Muskego Ave, Milwaukee, WI 53204 • 4143832630
50 Certified Beds For profit - Corporation CCN: 525731
4/5 CMS Rating
Eastcastle Pl Bradford Ter Conv Ctr
2505 E Bradford Ave, Milwaukee, WI 53211 • 4149636151
40 Certified Beds Non profit - Corporation CCN: 525085
4/5 CMS Rating
Sunrise Health Services
3540 S 43Rd St, Milwaukee, WI 53220 • 4145411000
99 Certified Beds For profit - Corporation CCN: 525493
2/5 CMS Rating
Wheaton Franciscan Hc - Terrace At St Francis
3200 S 20Th St, Milwaukee, WI 53215 • 4143893200
81 Certified Beds Non profit - Corporation CCN: 525552
2/5 CMS Rating
Mercy Health Services
2727 W Mitchell St, Milwaukee, WI 53215 • 4143833699
60 Certified Beds For profit - Corporation CCN: 525414
2/5 CMS Rating
Bradley Estates Nursing And Rehab Llc
6735 W Bradley Rd, Milwaukee, WI 53223 • 4143543300
198 Certified Beds For profit - Corporation CCN: 525325
1/5 CMS Rating
Edenbrook Lakeside
2115 E Woodstock Pl, Milwaukee, WI 53202 • 4142711020
145 Certified Beds For profit - Limited Liability company CCN: 525319
1/5 CMS Rating
Autumn Lake Healthcare At Greenfield
5790 S 27Th St, Milwaukee, WI 53221 • 4142821300
112 Certified Beds For profit - Limited Liability company CCN: 525504
1/5 CMS Rating
Avina Of Milwaukee
9255 N 76Th St, Milwaukee, WI 53223 • 4143559300
108 Certified Beds For profit - Corporation CCN: 525523
1/5 CMS Rating
Jewish Home And Care Center
1414 N Prospect Ave, Milwaukee, WI 53202 • 4142762627
102 Certified Beds Non profit - Corporation CCN: 525172
1/5 CMS Rating
Luther Manor
4545 N 92Nd St, Milwaukee, WI 53225 • 4144643880
99 Certified Beds Non profit - Corporation CCN: 525588
1/5 CMS Rating
Amethyst Health Of Brown Deer
7500 W Dean Rd, Milwaukee, WI 53223 • 4143717500
87 Certified Beds For profit - Corporation CCN: 525498
1/5 CMS Rating
Maple Ridge Health Services
2730 W Ramsey Ave, Milwaukee, WI 53221 • 4142822600
80 Certified Beds For profit - Corporation CCN: 525359
1/5 CMS Rating
St. Anne'S Salvatorian Campus
3800 N 92Nd St, Milwaukee, WI 53222 • 4144637570
50 Certified Beds For profit - Corporation CCN: 525524
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Milwaukee

The estimated median cost of assisted living in Milwaukee, WI is $4,750 per month ($57,000 per year), adjusted for Milwaukee County housing and income data.
A semi-private room in a skilled nursing facility in Milwaukee averages $7,350 per month, while a private room averages $8,280 per month.
In-home caregiver services in Milwaukee, WI average $26.84 per hour, or roughly $5,120 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Wisconsin is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Wisconsin Cities