2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Wisconsin › Lodi, WI

Senior Care & Assisted Living Costs in Lodi, WI

2026 monthly care rates for Lodi (Columbia County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$4,990/mo
$59,880/yr
-20% vs U.S. avg
Memory Care🧠
$6,090/mo
$73,080/yr
-19% vs U.S. avg
In-Home Care🤝
$28.19/hr
$5,370/mo (44h/wk)
-19% vs U.S. avg
Nursing Home (Semi)🏥
$7,720/mo
Private: $8,700/mo
-19% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,990/mo
Memory Care$6,090/mo
Home Care$28.19/hr
Nursing Semi$7,720/mo
Nursing Priv$8,700/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $241k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Lodi, WI

40.9 hrs/wk Break-even threshold

At Lodi, WI's average caregiver rate of $28.19/hr, hiring in-home care equals the $4,990/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,443/mo

Saves $2,547/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,374 vs. $4,990/mo

Full-time home care costs $384/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,772/mo

Assisted Living saves $4,782/mo; Memory Care averages $6,090/mo.

Lodi vs. Wisconsin & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Columbia County economic indicators.

Lodi, WI$4,990/mo
Wisconsin State Average$5,090/mo
U.S. National Median$6,200/mo

Columbia County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $82,792/yr ($6,899/mo)
Median Home Value $258,700
Median Gross Rent $926/mo
Wisconsin Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Lodi, WI

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Dove Healthcare - Lodi
700 Clark St, Lodi, WI 53555 • 6085923241
50 Certified Beds For profit - Corporation CCN: 525520
3/5 CMS Rating

Frequently Asked Questions About Senior Care in Lodi

The estimated median cost of assisted living in Lodi, WI is $4,990 per month ($59,880 per year), adjusted for Columbia County housing and income data.
A semi-private room in a skilled nursing facility in Lodi averages $7,720 per month, while a private room averages $8,700 per month.
In-home caregiver services in Lodi, WI average $28.19 per hour, or roughly $5,370 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Wisconsin is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Wisconsin Cities

Dane, WI $6,280/mo Merrimac, WI $4,960/mo Poynette, WI $4,990/mo Waunakee, WI $6,280/mo Arlington, WI $4,990/mo Prairie Du Sac, WI $4,960/mo Sauk City, WI $4,960/mo Morrisonville, WI $6,280/mo Middleton, WI $6,280/mo Cross Plains, WI $6,280/mo Portage, WI $4,990/mo Windsor, WI $6,280/mo