2026 Assisted Living & Senior Care Costs in Augusta, WI

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

Market:

1. Select Care Setting & Schedule

Assisted Living$4,800/mo

Memory Care$5,860/mo

Home Care$27.09/hr

Nursing Semi$7,420/mo

Nursing Priv$8,360/mo

Planning Horizon 3 Years (36 mos)

Average U.S. assisted living stay: 28–36 mos

Annual Care Inflation 4.0% / yr

Historical eldercare inflation: 3.5%–4.5%/yr

2. Monthly Income & Insurance Offsets

Social Security & Pension ($/mo)

LTC Insurance / VA Benefit ($/mo)

VA Aid & Attendance up to $2,358/mo

3. Capital & Home Equity Reserves

Liquid Savings & IRA ($)

Home Value / Equity ($) Net: $225k

Auto-deducts 7% realtor & closing costs

Total Projected Care Cost

$0

Year 1 → Year 3

Net Out-of-Pocket Gap

$0

Initial monthly shortfall: $0/mo

Annual Care Cost vs. Remaining Capital End Balance: $0

Annual Care Cost (Inflation-Adjusted) Remaining Net Capital

2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Augusta, WI

40.9 hrs/wk Break-even threshold

At Augusta, WI's average caregiver rate of $27.09/hr, hiring in-home care equals the $4,800/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)

Home Care Cheaper 20 hrs/wk at Home

$2,348/mo

Saves $2,452/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living

$5,165 vs. $4,800/mo

Full-time home care costs $365/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)

$9,390/mo

Assisted Living saves $4,590/mo; Memory Care averages $5,860/mo.

Augusta vs. Wisconsin & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Eau Claire County economic indicators.

Augusta, WI$4,800/mo

Wisconsin State Average$5,090/mo

U.S. National Median$6,200/mo

Eau Claire County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income	$71,834/yr ($5,986/mo)
Median Home Value	$242,400
Median Gross Rent	$977/mo
Wisconsin Medicaid Limit (2026)	$2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Augusta, WI

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Augusta Health And Rehabilitation

901 Bridge Creek Lane, Augusta, WI 54722 • 7152862266

50 Certified Beds For profit - Corporation CCN: 525535

2/5 CMS Rating

Frequently Asked Questions About Senior Care in Augusta

The estimated median cost of assisted living in Augusta, WI is $4,800 per month ($57,600 per year), adjusted for Eau Claire County housing and income data.

A semi-private room in a skilled nursing facility in Augusta averages $7,420 per month, while a private room averages $8,360 per month.

In-home caregiver services in Augusta, WI average $27.09 per hour, or roughly $5,160 per month for 44 hours of weekly care.

For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Wisconsin is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Wisconsin Cities

Fairchild, WI $4,800/mo Osseo, WI $4,540/mo Fall Creek, WI $4,800/mo Boyd, WI $4,830/mo Cadott, WI $4,830/mo Pigeon Falls, WI $4,540/mo Humbird, WI $4,340/mo Strum, WI $4,540/mo Hixton, WI $4,340/mo Alma Center, WI $4,340/mo Stanley, WI $4,830/mo Altoona, WI $4,800/mo

Senior Care & Assisted Living Costs in Augusta, WI