2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Washington › Tacoma, WA

Senior Care & Assisted Living Costs in Tacoma, WA

2026 monthly care rates for Tacoma (Pierce County), local Census affordability metrics, and 11 CMS-certified care facilities.

Assisted Living🏠
$7,550/mo
$90,600/yr
+22% vs U.S. avg
Memory Care🧠
$9,210/mo
$110,520/yr
+22% vs U.S. avg
In-Home Care🤝
$42.65/hr
$8,130/mo (44h/wk)
+22% vs U.S. avg
Nursing Home (Semi)🏥
$11,670/mo
Private: $13,160/mo
+22% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$7,550/mo
Memory Care$9,210/mo
Home Care$42.65/hr
Nursing Semi$11,670/mo
Nursing Priv$13,160/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $450k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Tacoma, WA

40.9 hrs/wk Break-even threshold

At Tacoma, WA's average caregiver rate of $42.65/hr, hiring in-home care equals the $7,550/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,696/mo

Saves $3,854/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$8,131 vs. $7,550/mo

Full-time home care costs $581/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$14,784/mo

Assisted Living saves $7,234/mo; Memory Care averages $9,210/mo.

Tacoma vs. Washington & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Pierce County economic indicators.

Tacoma, WA$7,550/mo
Washington State Average$7,370/mo
U.S. National Median$6,200/mo

Pierce County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $96,632/yr ($8,053/mo)
Median Home Value $484,400
Median Gross Rent $1,722/mo
Washington Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Tacoma, WA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Tacoma Nursing And Rehabilitation Center
2102 South 96Th Street, Tacoma, WA 98444 • 2535812514
150 Certified Beds For profit - Limited Liability company CCN: 505154
5/5 CMS Rating
The Oaks At Lakewood
11411 Bridgeport Way, Tacoma, WA 98499 • 2535819002
80 Certified Beds For profit - Limited Liability company CCN: 505347
5/5 CMS Rating
Avamere Transitional Care Of Puget Sound
630 South Pearl Street, Tacoma, WA 98465 • 2536717300
60 Certified Beds For profit - Limited Liability company CCN: 505529
5/5 CMS Rating
Eliseo
1301 N Highlands Parkway, Tacoma, WA 98406 • 2537527112
187 Certified Beds Non profit - Corporation CCN: 505435
3/5 CMS Rating
Park Rose Care Center
3919 South 19Th Street, Tacoma, WA 98405 • 2537525677
139 Certified Beds For profit - Limited Liability company CCN: 505239
3/5 CMS Rating
Avamere At Pacific Ridge
3625 East B Street, Tacoma, WA 98404 • 2534752507
102 Certified Beds For profit - Limited Liability company CCN: 505264
2/5 CMS Rating
Avalon Healthcare - Tacoma
7411 Pacific Avenue, Tacoma, WA 98408 • 2534748456
81 Certified Beds For profit - Limited Liability company CCN: 505183
2/5 CMS Rating
Orchard Park Health Care & Rehab Center
4755 South 48Th, Tacoma, WA 98409 • 2534754611
147 Certified Beds For profit - Limited Liability company CCN: 505093
1/5 CMS Rating
Birch Creek Post Acute & Rehabilitation
5601 S Orchard Street, Tacoma, WA 98409 • 2534748421
124 Certified Beds For profit - Limited Liability company CCN: 505289
1/5 CMS Rating
Alaska Gardens Health And Rehabilitation
6220 South Alaska Street, Tacoma, WA 98408 • 2534765300
123 Certified Beds For profit - Individual CCN: 505483
1/5 CMS Rating
Heartwood Extended Healthcare
1649 East 72Nd, Tacoma, WA 98404 • 2534729027
120 Certified Beds For profit - Limited Liability company CCN: 505326
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Tacoma

The estimated median cost of assisted living in Tacoma, WA is $7,550 per month ($90,600 per year), adjusted for Pierce County housing and income data.
A semi-private room in a skilled nursing facility in Tacoma averages $11,670 per month, while a private room averages $13,160 per month.
In-home caregiver services in Tacoma, WA average $42.65 per hour, or roughly $8,130 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Washington is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Washington Cities

Lakebay, WA $7,550/mo Vaughn, WA $7,550/mo Longbranch, WA $7,550/mo Gig Harbor, WA $7,550/mo Fox Island, WA $7,550/mo Anderson Island, WA $7,550/mo Allyn, WA $5,610/mo Wauna, WA $7,550/mo Belfair, WA $5,610/mo Burley, WA $7,660/mo Grapeview, WA $5,610/mo Steilacoom, WA $7,550/mo