2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Senior Care & Assisted Living Costs in Seattle, WA

2026 monthly care rates for Seattle (King County), local Census affordability metrics, and 19 CMS-certified care facilities.

Assisted Living🏠
$9,170/mo
$110,040/yr
+48% vs U.S. avg
Memory Care🧠
$11,190/mo
$134,280/yr
+48% vs U.S. avg
In-Home Care🤝
$51.75/hr
$9,870/mo (44h/wk)
+48% vs U.S. avg
Nursing Home (Semi)🏥
$14,170/mo
Private: $15,970/mo
+48% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$9,170/mo
Memory Care$11,190/mo
Home Care$51.75/hr
Nursing Semi$14,170/mo
Nursing Priv$15,970/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $754k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Seattle, WA

40.9 hrs/wk Break-even threshold

At Seattle, WA's average caregiver rate of $51.75/hr, hiring in-home care equals the $9,170/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$4,485/mo

Saves $4,685/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$9,866 vs. $9,170/mo

Full-time home care costs $696/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$17,939/mo

Assisted Living saves $8,769/mo; Memory Care averages $11,190/mo.

Seattle vs. Washington & U.S. Averages

Monthly Assisted Living cost comparison adjusted for King County economic indicators.

Seattle, WA$9,170/mo
Washington State Average$7,370/mo
U.S. National Median$6,200/mo

King County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $122,148/yr ($10,179/mo)
Median Home Value $811,200
Median Gross Rent $2,035/mo
Washington Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Seattle, WA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Queen Anne Healthcare
2717 Dexter Avenue North, Seattle, WA 98109 • 2062847012
120 Certified Beds For profit - Limited Liability company CCN: 505204
5/5 CMS Rating
Shoreline Health And Rehabilitation
2818 Northeast 145Th Street, Seattle, WA 98155 • 2064182900
114 Certified Beds For profit - Corporation CCN: 505262
5/5 CMS Rating
Fircrest Nursing Facility
15230-15Th Northeast, Seattle, WA 98155 • 2063613511
110 Certified Beds Government - State CCN: 50A260
5/5 CMS Rating
Transitional Care Of Seattle
2611 S Dearborn Street, Seattle, WA 98144 • 2067126500
165 Certified Beds For profit - Limited Liability company CCN: 505534
4/5 CMS Rating
Columbia Lutheran Home
4700 Phinney Avenue North, Seattle, WA 98103 • 2066327400
116 Certified Beds Non profit - Corporation CCN: 505470
4/5 CMS Rating
Kin On Health Care Center
4416 South Brandon Street, Seattle, WA 98118 • 2067213630
100 Certified Beds Non profit - Corporation CCN: 505453
4/5 CMS Rating
Mirabella
116 Fairview Avenue N, Seattle, WA 98109 • 2062541400
46 Certified Beds Non profit - Corporation CCN: 505520
4/5 CMS Rating
Park Shore
1630 43Rd Avenue East, Seattle, WA 98112 • 2063290770
28 Certified Beds Non profit - Corporation CCN: 505493
4/5 CMS Rating
Caroline Kline Galland Home
7500 Seward Park Avenue South, Seattle, WA 98118 • 2067258800
205 Certified Beds Non profit - Corporation CCN: 505442
3/5 CMS Rating
Washington Care Center
2821 South Walden Street, Seattle, WA 98144 • 2067252800
165 Certified Beds For profit - Limited Liability company CCN: 505017
3/5 CMS Rating
Bailey-Boushay House
2720 East Madison, Seattle, WA 98112 • 2063225300
35 Certified Beds Non profit - Corporation CCN: 505476
3/5 CMS Rating
Providence Mount St Vincent
4831 35Th Avenue Southwest, Seattle, WA 98126 • 2069373700
215 Certified Beds Non profit - Corporation CCN: 505182
2/5 CMS Rating
The Broadview Center
13023 Greenwood Avenue North, Seattle, WA 98133 • 2063641300
211 Certified Beds For profit - Limited Liability company CCN: 505416
2/5 CMS Rating
Avamere Rehabilitation At Park West
1703 California Avenue Southwest, Seattle, WA 98116 • 2069379750
137 Certified Beds For profit - Limited Liability company CCN: 505270
2/5 CMS Rating
Avamere Rehabilitation Of Shoreline
1250 Northeast 145Th Street, Seattle, WA 98155 • 2063635856
115 Certified Beds For profit - Corporation CCN: 505009
2/5 CMS Rating
Seattle Medical Post Acute Care
555 16Th Avenue, Seattle, WA 98122 • 2063248200
103 Certified Beds For profit - Limited Liability company CCN: 505311
2/5 CMS Rating
Cascades Of St Anne
3540 Northeast 110Th Street, Seattle, WA 98125 • 2063637733
47 Certified Beds For profit - Corporation CCN: 505417
2/5 CMS Rating
The Terraces At Skyline
715 9Th Avenue, Seattle, WA 98104 • 2064071700
34 Certified Beds Non profit - Corporation CCN: 505469
2/5 CMS Rating
Ballard Center
820 Northwest 95Th Street, Seattle, WA 98117 • 2067820100
142 Certified Beds For profit - Limited Liability company CCN: 505042
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Seattle

The estimated median cost of assisted living in Seattle, WA is $9,170 per month ($110,040 per year), adjusted for King County housing and income data.
A semi-private room in a skilled nursing facility in Seattle averages $14,170 per month, while a private room averages $15,970 per month.
In-home caregiver services in Seattle, WA average $51.75 per hour, or roughly $9,870 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Washington is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Washington Cities

Medina, WA $9,170/mo Mercer Island, WA $9,170/mo Bellevue, WA $9,170/mo Seahurst, WA $9,170/mo Kirkland, WA $9,170/mo Kenmore, WA $9,170/mo Bothell, WA $9,170/mo Mountlake Terrace, WA $8,280/mo Rollingbay, WA $7,660/mo Renton, WA $9,170/mo Edmonds, WA $8,280/mo Southworth, WA $7,660/mo