2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Washington › Pasco, WA

Senior Care & Assisted Living Costs in Pasco, WA

2026 monthly care rates for Pasco (Franklin County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$5,650/mo
$67,800/yr
-9% vs U.S. avg
Memory Care🧠
$6,890/mo
$82,680/yr
-9% vs U.S. avg
In-Home Care🤝
$31.90/hr
$6,080/mo (44h/wk)
-9% vs U.S. avg
Nursing Home (Semi)🏥
$8,730/mo
Private: $9,840/mo
-9% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,650/mo
Memory Care$6,890/mo
Home Care$31.90/hr
Nursing Semi$8,730/mo
Nursing Priv$9,840/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $322k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Pasco, WA

40.9 hrs/wk Break-even threshold

At Pasco, WA's average caregiver rate of $31.90/hr, hiring in-home care equals the $5,650/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,764/mo

Saves $2,886/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,082 vs. $5,650/mo

Full-time home care costs $432/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$11,058/mo

Assisted Living saves $5,408/mo; Memory Care averages $6,890/mo.

Pasco vs. Washington & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Franklin County economic indicators.

Pasco, WA$5,650/mo
Washington State Average$7,370/mo
U.S. National Median$6,200/mo

Franklin County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $82,755/yr ($6,896/mo)
Median Home Value $345,700
Median Gross Rent $1,171/mo
Washington Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Pasco, WA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Avalon Health & Rehabilitation Center - Pasco
2004 N 22Nd Avenue, Pasco, WA 99301 • 5095478811
108 Certified Beds For profit - Corporation CCN: 505126
2/5 CMS Rating

Frequently Asked Questions About Senior Care in Pasco

The estimated median cost of assisted living in Pasco, WA is $5,650 per month ($67,800 per year), adjusted for Franklin County housing and income data.
A semi-private room in a skilled nursing facility in Pasco averages $8,730 per month, while a private room averages $9,840 per month.
In-home caregiver services in Pasco, WA average $31.90 per hour, or roughly $6,080 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Washington is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Washington Cities

Kennewick, WA $6,020/mo Burbank, WA $5,180/mo Richland, WA $6,020/mo Eltopia, WA $5,650/mo Wallula, WA $5,180/mo West Richland, WA $6,020/mo Mesa, WA $5,650/mo Benton City, WA $6,020/mo Plymouth, WA $6,020/mo Connell, WA $5,650/mo Touchet, WA $5,180/mo Othello, WA $4,390/mo