2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Roanoke, VA

2026 monthly care rates for Roanoke (Botetourt County), local Census affordability metrics, and 11 CMS-certified care facilities.

Assisted Living🏠
$4,990/mo
$59,880/yr
-20% vs U.S. avg
Memory Care🧠
$6,090/mo
$73,080/yr
-19% vs U.S. avg
In-Home Care🤝
$28.17/hr
$5,370/mo (44h/wk)
-19% vs U.S. avg
Nursing Home (Semi)🏥
$7,710/mo
Private: $8,690/mo
-20% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,990/mo
Memory Care$6,090/mo
Home Care$28.17/hr
Nursing Semi$7,710/mo
Nursing Priv$8,690/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $250k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Roanoke, VA

40.9 hrs/wk Break-even threshold

At Roanoke, VA's average caregiver rate of $28.17/hr, hiring in-home care equals the $4,990/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,441/mo

Saves $2,549/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,371 vs. $4,990/mo

Full-time home care costs $381/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,765/mo

Assisted Living saves $4,775/mo; Memory Care averages $6,090/mo.

Roanoke vs. Virginia & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Botetourt County economic indicators.

Roanoke, VA$4,990/mo
Virginia State Average$7,170/mo
U.S. National Median$6,200/mo

Botetourt County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $80,467/yr ($6,706/mo)
Median Home Value $268,900
Median Gross Rent $951/mo
Virginia Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Roanoke, VA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Davis And Mcdaniel Veterans Care Center
4550 Shenandoah Ave N W, Roanoke, VA 24017 • 5409822860
180 Certified Beds Government - State CCN: 495274
5/5 CMS Rating
Our Lady Of The Valley
650 North Jefferson Street, Roanoke, VA 24016 • 5403455111
70 Certified Beds Non profit - Church related CCN: 495357
5/5 CMS Rating
Brandon Oaks Nursing And Rehabilitation Center
3837 Brandon Avenue Sw, Roanoke, VA 24018 • 5407762616
62 Certified Beds Non profit - Corporation CCN: 495373
5/5 CMS Rating
Friendship Health And Rehab Center
327 Hershberger Rd Nw, Roanoke, VA 24012 • 5402652100
253 Certified Beds Non profit - Corporation CCN: 495092
4/5 CMS Rating
Raleigh Court Health And Rehabilitation Center
1527 Grandin Road Southwest, Roanoke, VA 24015 • 5403429525
120 Certified Beds For profit - Limited Liability company CCN: 495209
4/5 CMS Rating
Springtree Healthcare & Rehab Center
3433 Springtree Drive, Roanoke, VA 24012 • 5409812790
120 Certified Beds For profit - Corporation CCN: 495378
4/5 CMS Rating
Friendship Health And Rehab Center - South
5647 Starkey Road, Roanoke, VA 24018 • 5407778300
120 Certified Beds Non profit - Corporation CCN: 495421
4/5 CMS Rating
South Roanoke Nursing And Rehabilitation
3823 Franklin Rd, Sw, Roanoke, VA 24014 • 5403444325
98 Certified Beds For profit - Corporation CCN: 495002
3/5 CMS Rating
Star City Rehabilitation And Nursing
1047 Mecca Street Ne, Roanoke, VA 24012 • 5409240100
116 Certified Beds For profit - Corporation CCN: 495427
2/5 CMS Rating
Old Southwest Health And Rehabilitation
324 King George Ave Sw, Roanoke, VA 24016 • 5403458139
130 Certified Beds For profit - Limited Liability company CCN: 495156
1/5 CMS Rating
Pheasant Ridge Nursing And Rehabilitation
4355 Pheasant Ridge Road, Roanoke, VA 24014 • 5407258210
101 Certified Beds For profit - Corporation CCN: 495325
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Roanoke

The estimated median cost of assisted living in Roanoke, VA is $4,990 per month ($59,880 per year), adjusted for Botetourt County housing and income data.
A semi-private room in a skilled nursing facility in Roanoke averages $7,710 per month, while a private room averages $8,690 per month.
In-home caregiver services in Roanoke, VA average $28.17 per hour, or roughly $5,370 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Virginia is $2,901 per individual applicant.

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