2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
🔍
Home › Vermont › Burlington, VT

Senior Care & Assisted Living Costs in Burlington, VT

2026 monthly care rates for Burlington (Chittenden County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$7,130/mo
$85,560/yr
+15% vs U.S. avg
Memory Care🧠
$8,700/mo
$104,400/yr
+15% vs U.S. avg
In-Home Care🤝
$40.24/hr
$7,670/mo (44h/wk)
+15% vs U.S. avg
Nursing Home (Semi)🏥
$11,020/mo
Private: $12,420/mo
+15% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$7,130/mo
Memory Care$8,700/mo
Home Care$40.24/hr
Nursing Semi$11,020/mo
Nursing Priv$12,420/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $376k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Burlington, VT

40.9 hrs/wk Break-even threshold

At Burlington, VT's average caregiver rate of $40.24/hr, hiring in-home care equals the $7,130/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,487/mo

Saves $3,643/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,672 vs. $7,130/mo

Full-time home care costs $542/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$13,949/mo

Assisted Living saves $6,819/mo; Memory Care averages $8,700/mo.

Burlington vs. Vermont & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Chittenden County economic indicators.

Burlington, VT$7,130/mo
Vermont State Average$5,640/mo
U.S. National Median$6,200/mo

Chittenden County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $94,310/yr ($7,859/mo)
Median Home Value $404,500
Median Gross Rent $1,590/mo
Vermont Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Burlington, VT

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Birchwood Terrace Rehab & Healthcare
43 Starr Farm Rd, Burlington, VT 05408 • 8028636384
160 Certified Beds For profit - Individual CCN: 475003
5/5 CMS Rating
Elderwood At Burlington
98 Starr Farm Rd., Burlington, VT 05408 • 8026586717
150 Certified Beds For profit - Limited Liability company CCN: 475030
2/5 CMS Rating
Premier Rehab And Healthcare At Burlington
300 Pearl Street, Burlington, VT 05401 • 8026584200
164 Certified Beds For profit - Limited Liability company CCN: 475014
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Burlington

The estimated median cost of assisted living in Burlington, VT is $7,130 per month ($85,560 per year), adjusted for Chittenden County housing and income data.
A semi-private room in a skilled nursing facility in Burlington averages $11,020 per month, while a private room averages $12,420 per month.
In-home caregiver services in Burlington, VT average $40.24 per hour, or roughly $7,670 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Vermont is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Vermont Cities

Winooski, VT $7,130/mo South Burlington, VT $7,130/mo Colchester, VT $7,130/mo Shelburne, VT $7,130/mo Essex, VT $7,130/mo Essex Junction, VT $7,130/mo Williston, VT $7,130/mo Charlotte, VT $7,130/mo South Hero, VT $6,600/mo Milton, VT $7,130/mo Hinesburg, VT $7,130/mo North Ferrisburgh, VT $5,910/mo