2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Bennington, VT

2026 monthly care rates for Bennington (Bennington County), local Census affordability metrics, and 4 CMS-certified care facilities.

Assisted Living🏠
$5,020/mo
$60,240/yr
-19% vs U.S. avg
Memory Care🧠
$6,120/mo
$73,440/yr
-19% vs U.S. avg
In-Home Care🤝
$28.34/hr
$5,400/mo (44h/wk)
-19% vs U.S. avg
Nursing Home (Semi)🏥
$7,760/mo
Private: $8,740/mo
-19% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,020/mo
Memory Care$6,120/mo
Home Care$28.34/hr
Nursing Semi$7,760/mo
Nursing Priv$8,740/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $239k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Bennington, VT

40.9 hrs/wk Break-even threshold

At Bennington, VT's average caregiver rate of $28.34/hr, hiring in-home care equals the $5,020/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,456/mo

Saves $2,564/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,403 vs. $5,020/mo

Full-time home care costs $383/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,824/mo

Assisted Living saves $4,804/mo; Memory Care averages $6,120/mo.

Bennington vs. Vermont & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Bennington County economic indicators.

Bennington, VT$5,020/mo
Vermont State Average$5,640/mo
U.S. National Median$6,200/mo

Bennington County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $71,494/yr ($5,958/mo)
Median Home Value $257,400
Median Gross Rent $1,063/mo
Vermont Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Bennington, VT

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Vermont Veterans' Home
325 North Street, Bennington, VT 05201 • 8024476510
177 Certified Beds Government - State CCN: 475032
2/5 CMS Rating
Center For Living & Rehabilitation
160 Hospital Drive, Bennington, VT 05201 • 8024471547
145 Certified Beds For profit - Limited Liability company CCN: 475029
2/5 CMS Rating
Crescent Manor Care Ctrs
312 Crescent Blvd, Bennington, VT 05201 • 8024471501
90 Certified Beds For profit - Limited Liability company CCN: 475033
2/5 CMS Rating
Bennington Health & Rehab
2 Blackberry Lane, Bennington, VT 05201 • 8024428525
91 Certified Beds For profit - Limited Liability company CCN: 475027
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Bennington

The estimated median cost of assisted living in Bennington, VT is $5,020 per month ($60,240 per year), adjusted for Bennington County housing and income data.
A semi-private room in a skilled nursing facility in Bennington averages $7,760 per month, while a private room averages $8,740 per month.
In-home caregiver services in Bennington, VT average $28.34 per hour, or roughly $5,400 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Vermont is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Vermont Cities