2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Salt Lake City, UT

2026 monthly care rates for Salt Lake City (Salt Lake County), local Census affordability metrics, and 16 CMS-certified care facilities.

Assisted Living🏠
$6,880/mo
$82,560/yr
+11% vs U.S. avg
Memory Care🧠
$8,390/mo
$100,680/yr
+11% vs U.S. avg
In-Home Care🤝
$38.83/hr
$7,400/mo (44h/wk)
+11% vs U.S. avg
Nursing Home (Semi)🏥
$10,630/mo
Private: $11,980/mo
+11% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,880/mo
Memory Care$8,390/mo
Home Care$38.83/hr
Nursing Semi$10,630/mo
Nursing Priv$11,980/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $451k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Salt Lake City, UT

40.9 hrs/wk Break-even threshold

At Salt Lake City, UT's average caregiver rate of $38.83/hr, hiring in-home care equals the $6,880/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,365/mo

Saves $3,515/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,403 vs. $6,880/mo

Full-time home care costs $523/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$13,460/mo

Assisted Living saves $6,580/mo; Memory Care averages $8,390/mo.

Salt Lake City vs. Utah & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Salt Lake County economic indicators.

Salt Lake City, UT$6,880/mo
Utah State Average$6,570/mo
U.S. National Median$6,200/mo

Salt Lake County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $94,658/yr ($7,888/mo)
Median Home Value $484,500
Median Gross Rent $1,493/mo
Utah Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Salt Lake City, UT

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

William E Christofferson Salt Lake Veterans Home
700 South Foothill Drive, Salt Lake City, UT 84113 • 8015841900
81 Certified Beds For profit - Limited Liability company CCN: 465150
5/5 CMS Rating
Monument Healthcare Cottonwood Creek
1205 East Bonner Way, Salt Lake City, UT 84117 • 8012622908
77 Certified Beds For profit - Limited Liability company CCN: 465074
5/5 CMS Rating
Holladay Healthcare Center
4782 South Holladay Boulevard, Salt Lake City, UT 84117 • 8012777002
120 Certified Beds For profit - Limited Liability company CCN: 465109
4/5 CMS Rating
Monument Healthcare Millcreek
1201 East 4500 South, Salt Lake City, UT 84117 • 8012613664
120 Certified Beds For profit - Limited Liability company CCN: 465139
4/5 CMS Rating
City Creek Post Acute
165 South 1000 East, Salt Lake City, UT 84102 • 8013225521
108 Certified Beds For profit - Partnership CCN: 465072
4/5 CMS Rating
St Joseph Villa
451 East Bishop Federal Lane, Salt Lake City, UT 84115 • 8014877557
221 Certified Beds For profit - Corporation CCN: 465095
3/5 CMS Rating
Monument Healthcare Taylorsville
6246 South Redwood Road, Salt Lake City, UT 84123 • 8019691420
120 Certified Beds For profit - Limited Liability company CCN: 465066
3/5 CMS Rating
Paramount Health And Rehabilitation
4035 South 500 East, Salt Lake City, UT 84107 • 8012629181
99 Certified Beds Government - Hospital district CCN: 465100
3/5 CMS Rating
Mt. Olympus Rehabilitation Center
2200 East 3300 South, Salt Lake City, UT 84109 • 8014862096
100 Certified Beds For profit - Corporation CCN: 465006
2/5 CMS Rating
Spring Creek Healthcare Center
4600 South Highland Drive, Salt Lake City, UT 84117 • 8012721892
92 Certified Beds For profit - Limited Liability company CCN: 465049
2/5 CMS Rating
Midtown Manor
125 South 900 West, Salt Lake City, UT 84104 • 8013636340
82 Certified Beds Government - County CCN: 465124
2/5 CMS Rating
Millcreek Rehabilitation And Nursing
3520 South Highland Drive, Salt Lake City, UT 84106 • 8014847638
61 Certified Beds Government - City/county CCN: 465185
2/5 CMS Rating
Pine Creek Rehabilitation And Nursing
876 West 700 South, Salt Lake City, UT 84104 • 8013559649
34 Certified Beds For profit - Corporation CCN: 46A064
2/5 CMS Rating
Monument Healthcare South Salt Lake
2472 South 300 East, Salt Lake City, UT 84115 • 8014662211
140 Certified Beds Government - Hospital district CCN: 465146
1/5 CMS Rating
Meadow Brook Rehabilitation And Nursing
433 East 2700 South, Salt Lake City, UT 84115 • 8014872248
41 Certified Beds Government - Hospital district CCN: 465158
1/5 CMS Rating
Maple Ridge Rehabilitation And Nursing
455 South 900 East, Salt Lake City, UT 84102 • 8013556891
36 Certified Beds For profit - Limited Liability company CCN: 46A058
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Salt Lake City

The estimated median cost of assisted living in Salt Lake City, UT is $6,880 per month ($82,560 per year), adjusted for Salt Lake County housing and income data.
A semi-private room in a skilled nursing facility in Salt Lake City averages $10,630 per month, while a private room averages $11,980 per month.
In-home caregiver services in Salt Lake City, UT average $38.83 per hour, or roughly $7,400 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Utah is $2,901 per individual applicant.

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