2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Utah › Nephi, UT

Senior Care & Assisted Living Costs in Nephi, UT

2026 monthly care rates for Nephi (Juab County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$5,180/mo
$62,160/yr
-16% vs U.S. avg
Memory Care🧠
$6,320/mo
$75,840/yr
-16% vs U.S. avg
In-Home Care🤝
$29.24/hr
$5,570/mo (44h/wk)
-16% vs U.S. avg
Nursing Home (Semi)🏥
$8,010/mo
Private: $9,020/mo
-16% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,180/mo
Memory Care$6,320/mo
Home Care$29.24/hr
Nursing Semi$8,010/mo
Nursing Priv$9,020/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $344k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Nephi, UT

40.9 hrs/wk Break-even threshold

At Nephi, UT's average caregiver rate of $29.24/hr, hiring in-home care equals the $5,180/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,534/mo

Saves $2,646/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,575 vs. $5,180/mo

Full-time home care costs $395/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$10,136/mo

Assisted Living saves $4,956/mo; Memory Care averages $6,320/mo.

Nephi vs. Utah & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Juab County economic indicators.

Nephi, UT$5,180/mo
Utah State Average$6,570/mo
U.S. National Median$6,200/mo

Juab County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $89,803/yr ($7,484/mo)
Median Home Value $369,800
Median Gross Rent $917/mo
Utah Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Nephi, UT

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Mission At Nephi Nursing And Rehabilitation
1100 North 400 East, Nephi, UT 84648 • 4356231721
80 Certified Beds For profit - Limited Liability company CCN: 465107
4/5 CMS Rating

Frequently Asked Questions About Senior Care in Nephi

The estimated median cost of assisted living in Nephi, UT is $5,180 per month ($62,160 per year), adjusted for Juab County housing and income data.
A semi-private room in a skilled nursing facility in Nephi averages $8,010 per month, while a private room averages $9,020 per month.
In-home caregiver services in Nephi, UT average $29.24 per hour, or roughly $5,570 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Utah is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Utah Cities

Levan, UT $5,180/mo Mona, UT $5,180/mo Fountain Green, UT $4,490/mo Goshen, UT $6,810/mo Elberta, UT $6,810/mo Wales, UT $4,490/mo Santaquin, UT $6,810/mo Moroni, UT $4,490/mo Fairview, UT $4,490/mo Chester, UT $4,490/mo Payson, UT $6,810/mo Mount Pleasant, UT $4,490/mo