2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Sugar Land, TX

2026 monthly care rates for Sugar Land (Fort Bend County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$8,190/mo
$98,280/yr
+32% vs U.S. avg
Memory Care🧠
$9,990/mo
$119,880/yr
+32% vs U.S. avg
In-Home Care🤝
$46.23/hr
$8,810/mo (44h/wk)
+32% vs U.S. avg
Nursing Home (Semi)🏥
$12,660/mo
Private: $14,260/mo
+32% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$8,190/mo
Memory Care$9,990/mo
Home Care$46.23/hr
Nursing Semi$12,660/mo
Nursing Priv$14,260/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $326k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Sugar Land, TX

40.9 hrs/wk Break-even threshold

At Sugar Land, TX's average caregiver rate of $46.23/hr, hiring in-home care equals the $8,190/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$4,006/mo

Saves $4,184/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$8,814 vs. $8,190/mo

Full-time home care costs $624/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$16,025/mo

Assisted Living saves $7,835/mo; Memory Care averages $9,990/mo.

Sugar Land vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Fort Bend County economic indicators.

Sugar Land, TX$8,190/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Fort Bend County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $113,409/yr ($9,451/mo)
Median Home Value $350,300
Median Gross Rent $1,770/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Sugar Land, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Sugar Land Health Care Center
333 Matlage Way, Sugar Land, TX 77478 • 2814912226
150 Certified Beds Non profit - Corporation CCN: 675538
3/5 CMS Rating
Ignite Medical Resort Sugar Land, Llc
1803 Wescott Avenue, Sugar Land, TX 77479 • 7133251717
90 Certified Beds For profit - Individual CCN: 676384
2/5 CMS Rating
The Crescent
11353 Sugar Park Lane, Sugar Land, TX 77478 • 2812762050
112 Certified Beds For profit - Limited Liability company CCN: 676323
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Sugar Land

The estimated median cost of assisted living in Sugar Land, TX is $8,190 per month ($98,280 per year), adjusted for Fort Bend County housing and income data.
A semi-private room in a skilled nursing facility in Sugar Land averages $12,660 per month, while a private room averages $14,260 per month.
In-home caregiver services in Sugar Land, TX average $46.23 per hour, or roughly $8,810 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

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