2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Senior Care & Assisted Living Costs in Slaton, TX

2026 monthly care rates for Slaton (Lubbock County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$4,970/mo
$59,640/yr
-20% vs U.S. avg
Memory Care🧠
$6,060/mo
$72,720/yr
-20% vs U.S. avg
In-Home Care🤝
$28.04/hr
$5,350/mo (44h/wk)
-20% vs U.S. avg
Nursing Home (Semi)🏥
$7,680/mo
Private: $8,650/mo
-20% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,970/mo
Memory Care$6,060/mo
Home Care$28.04/hr
Nursing Semi$7,680/mo
Nursing Priv$8,650/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $186k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Slaton, TX

40.9 hrs/wk Break-even threshold

At Slaton, TX's average caregiver rate of $28.04/hr, hiring in-home care equals the $4,970/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,430/mo

Saves $2,540/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,346 vs. $4,970/mo

Full-time home care costs $376/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,720/mo

Assisted Living saves $4,750/mo; Memory Care averages $6,060/mo.

Slaton vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Lubbock County economic indicators.

Slaton, TX$4,970/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Lubbock County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $63,367/yr ($5,281/mo)
Median Home Value $199,600
Median Gross Rent $1,134/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Slaton, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Slaton Care Center
630 S 19Th, Slaton, TX 79364 • 8068286268
120 Certified Beds For profit - Corporation CCN: 675496
4/5 CMS Rating

Frequently Asked Questions About Senior Care in Slaton

The estimated median cost of assisted living in Slaton, TX is $4,970 per month ($59,640 per year), adjusted for Lubbock County housing and income data.
A semi-private room in a skilled nursing facility in Slaton averages $7,680 per month, while a private room averages $8,650 per month.
In-home caregiver services in Slaton, TX average $28.04 per hour, or roughly $5,350 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Texas Cities

Ransom Canyon, TX $4,970/mo Wilson, TX $4,340/mo Idalou, TX $4,970/mo Lubbock, TX $4,970/mo Lorenzo, TX $4,340/mo New Home, TX $4,340/mo Tahoka, TX $4,340/mo Post, TX $4,340/mo New Deal, TX $4,970/mo Ralls, TX $4,340/mo Wolfforth, TX $4,970/mo Shallowater, TX $4,970/mo