2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Keller, TX

2026 monthly care rates for Keller (Tarrant County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$6,370/mo
$76,440/yr
+3% vs U.S. avg
Memory Care🧠
$7,770/mo
$93,240/yr
+3% vs U.S. avg
In-Home Care🤝
$35.96/hr
$6,860/mo (44h/wk)
+3% vs U.S. avg
Nursing Home (Semi)🏥
$9,840/mo
Private: $11,090/mo
+3% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,370/mo
Memory Care$7,770/mo
Home Care$35.96/hr
Nursing Semi$9,840/mo
Nursing Priv$11,090/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $274k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Keller, TX

40.9 hrs/wk Break-even threshold

At Keller, TX's average caregiver rate of $35.96/hr, hiring in-home care equals the $6,370/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,116/mo

Saves $3,254/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,856 vs. $6,370/mo

Full-time home care costs $486/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$12,465/mo

Assisted Living saves $6,095/mo; Memory Care averages $7,770/mo.

Keller vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Tarrant County economic indicators.

Keller, TX$6,370/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Tarrant County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $81,905/yr ($6,825/mo)
Median Home Value $294,100
Median Gross Rent $1,447/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Keller, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Keller Oaks Healthcare Center
8703 Davis Blvd, Keller, TX 76248 • 8175779999
146 Certified Beds Government - Hospital district CCN: 676023
4/5 CMS Rating
Avir At Keller
1150 Whitley Road, Keller, TX 76248 • 8174312518
120 Certified Beds Government - Hospital district CCN: 675153
4/5 CMS Rating
Legend Oaks Healthcare And Rehabilitation - Fort W
4240 Golden Triangle Boulevard, Keller, TX 76244 • 8178066400
132 Certified Beds For profit - Limited Liability company CCN: 676426
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Keller

The estimated median cost of assisted living in Keller, TX is $6,370 per month ($76,440 per year), adjusted for Tarrant County housing and income data.
A semi-private room in a skilled nursing facility in Keller averages $9,840 per month, while a private room averages $11,090 per month.
In-home caregiver services in Keller, TX average $35.96 per hour, or roughly $6,860 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

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