2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Ennis, TX

2026 monthly care rates for Ennis (Ellis County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$6,800/mo
$81,600/yr
+10% vs U.S. avg
Memory Care🧠
$8,300/mo
$99,600/yr
+10% vs U.S. avg
In-Home Care🤝
$38.37/hr
$7,320/mo (44h/wk)
+10% vs U.S. avg
Nursing Home (Semi)🏥
$10,500/mo
Private: $11,840/mo
+10% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,800/mo
Memory Care$8,300/mo
Home Care$38.37/hr
Nursing Semi$10,500/mo
Nursing Priv$11,840/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $285k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Ennis, TX

40.9 hrs/wk Break-even threshold

At Ennis, TX's average caregiver rate of $38.37/hr, hiring in-home care equals the $6,800/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,325/mo

Saves $3,475/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,315 vs. $6,800/mo

Full-time home care costs $515/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$13,301/mo

Assisted Living saves $6,501/mo; Memory Care averages $8,300/mo.

Ennis vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Ellis County economic indicators.

Ennis, TX$6,800/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Ellis County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $95,898/yr ($7,992/mo)
Median Home Value $306,400
Median Gross Rent $1,449/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Ennis, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Legend Oaks Healthcare And Rehabilitation - Ennis
1400 Medical Center Drive, Ennis, TX 75119 • 9728754800
124 Certified Beds For profit - Individual CCN: 676253
5/5 CMS Rating
Bluebonnet Rehab At Ennis
2300 South Oak Grove Rd, Ennis, TX 75119 • 9728758643
136 Certified Beds For profit - Limited Liability company CCN: 675150
3/5 CMS Rating
Ennis Care Center
1200 S Hall St, Ennis, TX 75119 • 9728759051
155 Certified Beds For profit - Corporation CCN: 455486
2/5 CMS Rating

Frequently Asked Questions About Senior Care in Ennis

The estimated median cost of assisted living in Ennis, TX is $6,800 per month ($81,600 per year), adjusted for Ellis County housing and income data.
A semi-private room in a skilled nursing facility in Ennis averages $10,500 per month, while a private room averages $11,840 per month.
In-home caregiver services in Ennis, TX average $38.37 per hour, or roughly $7,320 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

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