2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in College Station, TX

2026 monthly care rates for College Station (Brazos County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$4,890/mo
$58,680/yr
-21% vs U.S. avg
Memory Care🧠
$5,970/mo
$71,640/yr
-21% vs U.S. avg
In-Home Care🤝
$27.58/hr
$5,260/mo (44h/wk)
-21% vs U.S. avg
Nursing Home (Semi)🏥
$7,550/mo
Private: $8,510/mo
-21% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,890/mo
Memory Care$5,970/mo
Home Care$27.58/hr
Nursing Semi$7,550/mo
Nursing Priv$8,510/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $260k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in College Station, TX

40.9 hrs/wk Break-even threshold

At College Station, TX's average caregiver rate of $27.58/hr, hiring in-home care equals the $4,890/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,390/mo

Saves $2,500/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,258 vs. $4,890/mo

Full-time home care costs $368/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,560/mo

Assisted Living saves $4,670/mo; Memory Care averages $5,970/mo.

College Station vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Brazos County economic indicators.

College Station, TX$4,890/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Brazos County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $58,388/yr ($4,866/mo)
Median Home Value $279,700
Median Gross Rent $1,160/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in College Station, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Fortress Nursing And Rehabilitation
1105 Rock Prairie Rd, College Station, TX 77845 • 9796942200
120 Certified Beds For profit - Limited Liability company CCN: 455589
4/5 CMS Rating
Accel At College Station
1500 Medical Avenue, College Station, TX 77845 • 9792721000
116 Certified Beds For profit - Limited Liability company CCN: 676437
2/5 CMS Rating
Five Points Nursing & Rehabilitation Of College St
3105 Corsair Drive, College Station, TX 77845 • 9792136105
130 Certified Beds For profit - Corporation CCN: 745051
1/5 CMS Rating

Frequently Asked Questions About Senior Care in College Station

The estimated median cost of assisted living in College Station, TX is $4,890 per month ($58,680 per year), adjusted for Brazos County housing and income data.
A semi-private room in a skilled nursing facility in College Station averages $7,550 per month, while a private room averages $8,510 per month.
In-home caregiver services in College Station, TX average $27.58 per hour, or roughly $5,260 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

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