2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Bastrop, TX

2026 monthly care rates for Bastrop (Bastrop County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$6,110/mo
$73,320/yr
≈ U.S. average
Memory Care🧠
$7,450/mo
$89,400/yr
≈ U.S. average
In-Home Care🤝
$34.50/hr
$6,580/mo (44h/wk)
≈ U.S. average
Nursing Home (Semi)🏥
$9,440/mo
Private: $10,640/mo
≈ U.S. average

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,110/mo
Memory Care$7,450/mo
Home Care$34.50/hr
Nursing Semi$9,440/mo
Nursing Priv$10,640/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $251k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Bastrop, TX

40.9 hrs/wk Break-even threshold

At Bastrop, TX's average caregiver rate of $34.50/hr, hiring in-home care equals the $6,110/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,990/mo

Saves $3,120/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,577 vs. $6,110/mo

Full-time home care costs $467/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$11,959/mo

Assisted Living saves $5,849/mo; Memory Care averages $7,450/mo.

Bastrop vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Bastrop County economic indicators.

Bastrop, TX$6,110/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Bastrop County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $82,730/yr ($6,894/mo)
Median Home Value $269,500
Median Gross Rent $1,342/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Bastrop, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Silver Pines Nursing And Rehabilitation Center
503 Old Austin Highway, Bastrop, TX 78602 • 5123216220
114 Certified Beds Non profit - Corporation CCN: 675434
4/5 CMS Rating
Windsor Nursing And Rehabilitation Center Of Bastr
400 Old Austin Hwy, Bastrop, TX 78602 • 5123212529
96 Certified Beds For profit - Limited Liability company CCN: 675356
2/5 CMS Rating
Bastrop Lost Pines Nursing And Rehabilitation Cent
430 Old Austin Hwy, Bastrop, TX 78602 • 5123213527
120 Certified Beds Government - Hospital district CCN: 676222
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Bastrop

The estimated median cost of assisted living in Bastrop, TX is $6,110 per month ($73,320 per year), adjusted for Bastrop County housing and income data.
A semi-private room in a skilled nursing facility in Bastrop averages $9,440 per month, while a private room averages $10,640 per month.
In-home caregiver services in Bastrop, TX average $34.50 per hour, or roughly $6,580 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Texas Cities