2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Abilene, TX

2026 monthly care rates for Abilene (Taylor County), local Census affordability metrics, and 11 CMS-certified care facilities.

Assisted Living🏠
$5,000/mo
$60,000/yr
-19% vs U.S. avg
Memory Care🧠
$6,100/mo
$73,200/yr
-19% vs U.S. avg
In-Home Care🤝
$28.21/hr
$5,380/mo (44h/wk)
-19% vs U.S. avg
Nursing Home (Semi)🏥
$7,720/mo
Private: $8,700/mo
-19% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,000/mo
Memory Care$6,100/mo
Home Care$28.21/hr
Nursing Semi$7,720/mo
Nursing Priv$8,700/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $177k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Abilene, TX

40.9 hrs/wk Break-even threshold

At Abilene, TX's average caregiver rate of $28.21/hr, hiring in-home care equals the $5,000/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,445/mo

Saves $2,555/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,378 vs. $5,000/mo

Full-time home care costs $378/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,779/mo

Assisted Living saves $4,779/mo; Memory Care averages $6,100/mo.

Abilene vs. Texas & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Taylor County economic indicators.

Abilene, TX$5,000/mo
Texas State Average$5,920/mo
U.S. National Median$6,200/mo

Taylor County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $66,406/yr ($5,534/mo)
Median Home Value $190,300
Median Gross Rent $1,111/mo
Texas Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Abilene, TX

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Wesley Court Health Center
2617 Antilley Road, Abilene, TX 79606 • 3254371184
30 Certified Beds Non profit - Corporation CCN: 676090
5/5 CMS Rating
Hendrick Skilled Nursing Facility
1900 Pine, Abilene, TX 79601 • 3256706151
20 Certified Beds Non profit - Other CCN: 455683
5/5 CMS Rating
Northern Oaks Living & Rehabilitation Center
2722 Old Anson Rd, Abilene, TX 79603 • 3256761677
96 Certified Beds For profit - Limited Liability company CCN: 455934
4/5 CMS Rating
Wisteria Place
3202 S Willis St, Abilene, TX 79605 • 3256926145
123 Certified Beds For profit - Limited Liability company CCN: 675593
3/5 CMS Rating
Windcrest Health & Rehabilitation
6050 Hospital Dr, Abilene, TX 79606 • 3256921533
120 Certified Beds Government - Hospital district CCN: 676219
3/5 CMS Rating
Silver Spring
1690 N. Treadway Blvd., Abilene, TX 79601 • 3257019975
120 Certified Beds For profit - Corporation CCN: 676376
3/5 CMS Rating
Avir At Coronado
1751 N 15Th St., Abilene, TX 79603 • 3256733531
188 Certified Beds For profit - Corporation CCN: 675746
2/5 CMS Rating
The Oaks At Radford Hills Healthcare Center
725 Medical Dr, Abilene, TX 79601 • 3256723236
116 Certified Beds For profit - Limited Liability company CCN: 675330
2/5 CMS Rating
Willowcreek Rehab And Nursing
4934 S 7Th St, Abilene, TX 79605 • 3256922172
96 Certified Beds For profit - Corporation CCN: 675350
2/5 CMS Rating
Mesa Springs Healthcare Center
7171 Buffalo Gap Rd, Abilene, TX 79606 • 3256928080
89 Certified Beds For profit - Corporation CCN: 675645
2/5 CMS Rating
Avir At Abilene
1201 Clarks Dr, Abilene, TX 79602 • 3256709293
120 Certified Beds For profit - Corporation CCN: 676416
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Abilene

The estimated median cost of assisted living in Abilene, TX is $5,000 per month ($60,000 per year), adjusted for Taylor County housing and income data.
A semi-private room in a skilled nursing facility in Abilene averages $7,720 per month, while a private room averages $8,700 per month.
In-home caregiver services in Abilene, TX average $28.21 per hour, or roughly $5,380 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Texas is $2,901 per individual applicant.

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