2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › South Carolina › Mount Pleasant, SC

Senior Care & Assisted Living Costs in Mount Pleasant, SC

2026 monthly care rates for Mount Pleasant (Charleston County), local Census affordability metrics, and 2 CMS-certified care facilities.

Assisted Living🏠
$6,600/mo
$79,200/yr
+6% vs U.S. avg
Memory Care🧠
$8,050/mo
$96,600/yr
+6% vs U.S. avg
In-Home Care🤝
$37.26/hr
$7,100/mo (44h/wk)
+6% vs U.S. avg
Nursing Home (Semi)🏥
$10,200/mo
Private: $11,500/mo
+6% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,600/mo
Memory Care$8,050/mo
Home Care$37.26/hr
Nursing Semi$10,200/mo
Nursing Priv$11,500/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $419k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Mount Pleasant, SC

40.9 hrs/wk Break-even threshold

At Mount Pleasant, SC's average caregiver rate of $37.26/hr, hiring in-home care equals the $6,600/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,229/mo

Saves $3,371/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,104 vs. $6,600/mo

Full-time home care costs $504/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$12,916/mo

Assisted Living saves $6,316/mo; Memory Care averages $8,050/mo.

Mount Pleasant vs. South Carolina & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Charleston County economic indicators.

Mount Pleasant, SC$6,600/mo
South Carolina State Average$5,080/mo
U.S. National Median$6,200/mo

Charleston County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $84,320/yr ($7,027/mo)
Median Home Value $450,800
Median Gross Rent $1,506/mo
South Carolina Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Mount Pleasant, SC

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Franke Health Care Center
1885 Rifle Range Road, Mount Pleasant, SC 29464 • 8438564700
44 Certified Beds Non profit - Corporation CCN: 425374
4/5 CMS Rating
Sandpiper Post Acute
1049 Anna Knapp Boulevard, Mount Pleasant, SC 29464 • 8438813210
176 Certified Beds For profit - Limited Liability company CCN: 425146
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Mount Pleasant

The estimated median cost of assisted living in Mount Pleasant, SC is $6,600 per month ($79,200 per year), adjusted for Charleston County housing and income data.
A semi-private room in a skilled nursing facility in Mount Pleasant averages $10,200 per month, while a private room averages $11,500 per month.
In-home caregiver services in Mount Pleasant, SC average $37.26 per hour, or roughly $7,100 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in South Carolina is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby South Carolina Cities

Sullivans Island, SC $6,600/mo Isle Of Palms, SC $6,600/mo Charleston, SC $6,570/mo Folly Beach, SC $6,600/mo Huger, SC $6,570/mo Awendaw, SC $6,600/mo Charleston Afb, SC $6,600/mo Goose Creek, SC $6,570/mo Johns Island, SC $6,600/mo Ladson, SC $6,570/mo North Charleston, SC $6,570/mo Cordesville, SC $6,570/mo