2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in East Providence, RI

2026 monthly care rates for East Providence (Providence County), local Census affordability metrics, and 7 CMS-certified care facilities.

Assisted Living🏠
$5,710/mo
$68,520/yr
-8% vs U.S. avg
Memory Care🧠
$6,970/mo
$83,640/yr
-8% vs U.S. avg
In-Home Care🤝
$32.21/hr
$6,140/mo (44h/wk)
-8% vs U.S. avg
Nursing Home (Semi)🏥
$8,820/mo
Private: $9,940/mo
-8% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,710/mo
Memory Care$6,970/mo
Home Care$32.21/hr
Nursing Semi$8,820/mo
Nursing Priv$9,940/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $315k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in East Providence, RI

40.9 hrs/wk Break-even threshold

At East Providence, RI's average caregiver rate of $32.21/hr, hiring in-home care equals the $5,710/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,791/mo

Saves $2,919/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,141 vs. $5,710/mo

Full-time home care costs $431/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$11,165/mo

Assisted Living saves $5,455/mo; Memory Care averages $6,970/mo.

East Providence vs. Rhode Island & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Providence County economic indicators.

East Providence, RI$5,710/mo
Rhode Island State Average$6,080/mo
U.S. National Median$6,200/mo

Providence County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $78,204/yr ($6,517/mo)
Median Home Value $339,100
Median Gross Rent $1,242/mo
Rhode Island Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in East Providence, RI

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Eastgate Nursing & Rehabilitation Center
198 Waterman Avenue, East Providence, RI 02914 • 4014312087
60 Certified Beds For profit - Limited Liability company CCN: 415083
5/5 CMS Rating
Tockwotton On The Waterfront
500 Waterfront Drive, East Providence, RI 02914 • 4012725280
52 Certified Beds Non profit - Corporation CCN: 415113
5/5 CMS Rating
Evergreen House Health Center
1 Evergreen Drive, East Providence, RI 02914 • 4014383250
160 Certified Beds For profit - Corporation CCN: 415056
4/5 CMS Rating
Hattie Ide Chaffee Home
200 Wampanoag Trail, East Providence, RI 02915 • 4014341520
69 Certified Beds Non profit - Corporation CCN: 415002
4/5 CMS Rating
Harris Health Center Llc
833 Broadway, East Providence, RI 02914 • 4014347404
31 Certified Beds For profit - Limited Liability company CCN: 415098
4/5 CMS Rating
Adviniacare Waterview Villas, Llc
1275 South Broadway, East Providence, RI 02914 • 4014387020
132 Certified Beds For profit - Limited Liability company CCN: 415042
2/5 CMS Rating
Adviniacare Orchard, Llc
135 Tripps Lane, East Providence, RI 02915 • 4014382250
166 Certified Beds For profit - Corporation CCN: 415059
1/5 CMS Rating

Frequently Asked Questions About Senior Care in East Providence

The estimated median cost of assisted living in East Providence, RI is $5,710 per month ($68,520 per year), adjusted for Providence County housing and income data.
A semi-private room in a skilled nursing facility in East Providence averages $8,820 per month, while a private room averages $9,940 per month.
In-home caregiver services in East Providence, RI average $32.21 per hour, or roughly $6,140 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Rhode Island is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Rhode Island Cities