2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Scranton, PA

2026 monthly care rates for Scranton (Lackawanna County), local Census affordability metrics, and 9 CMS-certified care facilities.

Assisted Living🏠
$4,570/mo
$54,840/yr
-26% vs U.S. avg
Memory Care🧠
$5,580/mo
$66,960/yr
-26% vs U.S. avg
In-Home Care🤝
$25.82/hr
$4,920/mo (44h/wk)
-26% vs U.S. avg
Nursing Home (Semi)🏥
$7,070/mo
Private: $7,960/mo
-26% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,570/mo
Memory Care$5,580/mo
Home Care$25.82/hr
Nursing Semi$7,070/mo
Nursing Priv$7,960/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $177k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Scranton, PA

40.8 hrs/wk Break-even threshold

At Scranton, PA's average caregiver rate of $25.82/hr, hiring in-home care equals the $4,570/mo cost of Assisted Living at exactly 40.8 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.8 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,238/mo

Saves $2,332/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,923 vs. $4,570/mo

Full-time home care costs $353/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,950/mo

Assisted Living saves $4,380/mo; Memory Care averages $5,580/mo.

Scranton vs. Pennsylvania & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Lackawanna County economic indicators.

Scranton, PA$4,570/mo
Pennsylvania State Average$5,540/mo
U.S. National Median$6,200/mo

Lackawanna County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $64,691/yr ($5,391/mo)
Median Home Value $189,900
Median Gross Rent $973/mo
Pennsylvania Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Scranton, PA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Gino J Merli Veterans Center
401 Penn Avenue, Scranton, PA 18503 • 5709614300
196 Certified Beds Government - State CCN: 39A433
5/5 CMS Rating
Green Ridge Care Center
2741 Boulevard Avenue, Scranton, PA 18509 • 5703446121
95 Certified Beds For profit - Corporation CCN: 395067
5/5 CMS Rating
Allied Services Transitional Rehab Unit
475 Morgan Highway, Scranton, PA 18508 • 5703481300
51 Certified Beds Non profit - Corporation CCN: 396135
5/5 CMS Rating
Scranton Health Care Center
2933 Mccarthy Street, Scranton, PA 18505 • 5703416676
44 Certified Beds For profit - Corporation CCN: 396095
5/5 CMS Rating
Allied Services Skilled Nursing Center
303 Smallacombe Drive, Scranton, PA 18501 • 5703481424
327 Certified Beds Non profit - Corporation CCN: 396074
3/5 CMS Rating
Linwood Nursing And Rehabilitation Center
100 Linwood Avenue, Scranton, PA 18505 • 5703467381
102 Certified Beds Non profit - Corporation CCN: 395717
2/5 CMS Rating
Marywood Heights
2500 Adams Avenue, Scranton, PA 18509 • 5703434065
72 Certified Beds For profit - Limited Liability company CCN: 395625
2/5 CMS Rating
Elan Skilled Nursing And Rehab, A Jewish Senior Li
1101 Vine Street, Scranton, PA 18510 • 5703446177
145 Certified Beds Non profit - Corporation CCN: 395103
1/5 CMS Rating
Embassy Of Scranton
824 Adams Avenue, Scranton, PA 18510 • 5703465704
139 Certified Beds For profit - Limited Liability company CCN: 395273
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Scranton

The estimated median cost of assisted living in Scranton, PA is $4,570 per month ($54,840 per year), adjusted for Lackawanna County housing and income data.
A semi-private room in a skilled nursing facility in Scranton averages $7,070 per month, while a private room averages $7,960 per month.
In-home caregiver services in Scranton, PA average $25.82 per hour, or roughly $4,920 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Pennsylvania is $2,901 per individual applicant.

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