2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Allentown, PA

2026 monthly care rates for Allentown (Lehigh County), local Census affordability metrics, and 8 CMS-certified care facilities.

Assisted Living🏠
$5,910/mo
$70,920/yr
-5% vs U.S. avg
Memory Care🧠
$7,210/mo
$86,520/yr
-5% vs U.S. avg
In-Home Care🤝
$33.36/hr
$6,360/mo (44h/wk)
-5% vs U.S. avg
Nursing Home (Semi)🏥
$9,130/mo
Private: $10,290/mo
-5% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,910/mo
Memory Care$7,210/mo
Home Care$33.36/hr
Nursing Semi$9,130/mo
Nursing Priv$10,290/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $257k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Allentown, PA

40.9 hrs/wk Break-even threshold

At Allentown, PA's average caregiver rate of $33.36/hr, hiring in-home care equals the $5,910/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,891/mo

Saves $3,019/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,360 vs. $5,910/mo

Full-time home care costs $450/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$11,564/mo

Assisted Living saves $5,654/mo; Memory Care averages $7,210/mo.

Allentown vs. Pennsylvania & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Lehigh County economic indicators.

Allentown, PA$5,910/mo
Pennsylvania State Average$5,540/mo
U.S. National Median$6,200/mo

Lehigh County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $77,493/yr ($6,458/mo)
Median Home Value $276,100
Median Gross Rent $1,326/mo
Pennsylvania Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Allentown, PA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Cedarbrook Senior Care And Rehabilitation
350 S. Cedarbrook Road, Allentown, PA 18104 • 6103953727
670 Certified Beds Government - County CCN: 395465
5/5 CMS Rating
Luther Crest Nursing Facility
800 Hausman Road, Allentown, PA 18104 • 6103988011
60 Certified Beds Non profit - Corporation CCN: 395591
5/5 CMS Rating
Lehigh Valley Hospital Tsu
17Th & Chew Sts, Allentown, PA 18105 • 6109694225
52 Certified Beds Non profit - Corporation CCN: 395951
5/5 CMS Rating
Cedar Crest Post Acute
1265 South Cedar Crest Blvd, Allentown, PA 18103 • 6107767522
166 Certified Beds For profit - Limited Liability company CCN: 395760
4/5 CMS Rating
Jewel Healthcare And Rehabilitation Center
535 North 17Th Street, Allentown, PA 18104 • 6104324351
146 Certified Beds For profit - Partnership CCN: 395264
4/5 CMS Rating
Riverton Rehabilitation And Healthcare Center
803 North Wahneta St, Allentown, PA 18103 • 6107828300
111 Certified Beds For profit - Individual CCN: 395171
4/5 CMS Rating
Phoebe Allentown Health Care Center
1925 Turner Street, Allentown, PA 18104 • 6107945300
343 Certified Beds Non profit - Corporation CCN: 395080
3/5 CMS Rating
Good Shepherd Home Raker Center
601 St John Street, Allentown, PA 18103 • 6107763199
99 Certified Beds Non profit - Church related CCN: 395018
3/5 CMS Rating

Frequently Asked Questions About Senior Care in Allentown

The estimated median cost of assisted living in Allentown, PA is $5,910 per month ($70,920 per year), adjusted for Lehigh County housing and income data.
A semi-private room in a skilled nursing facility in Allentown averages $9,130 per month, while a private room averages $10,290 per month.
In-home caregiver services in Allentown, PA average $33.36 per hour, or roughly $6,360 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Pennsylvania is $2,901 per individual applicant.

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