2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Oregon City, OR

2026 monthly care rates for Oregon City (Clackamas County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$7,590/mo
$91,080/yr
+22% vs U.S. avg
Memory Care🧠
$9,260/mo
$111,120/yr
+22% vs U.S. avg
In-Home Care🤝
$42.84/hr
$8,170/mo (44h/wk)
+22% vs U.S. avg
Nursing Home (Semi)🏥
$11,730/mo
Private: $13,220/mo
+22% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$7,590/mo
Memory Care$9,260/mo
Home Care$42.84/hr
Nursing Semi$11,730/mo
Nursing Priv$13,220/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $537k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Oregon City, OR

40.9 hrs/wk Break-even threshold

At Oregon City, OR's average caregiver rate of $42.84/hr, hiring in-home care equals the $7,590/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,713/mo

Saves $3,877/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$8,168 vs. $7,590/mo

Full-time home care costs $578/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$14,850/mo

Assisted Living saves $7,260/mo; Memory Care averages $9,260/mo.

Oregon City vs. Oregon & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Clackamas County economic indicators.

Oregon City, OR$7,590/mo
Oregon State Average$6,330/mo
U.S. National Median$6,200/mo

Clackamas County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $100,360/yr ($8,363/mo)
Median Home Value $577,900
Median Gross Rent $1,693/mo
Oregon Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Oregon City, OR

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Marquis Oregon City Post Acute Rehab
1680 Molalla Avenue, Oregon City, OR 97045 • 5036552588
102 Certified Beds For profit - Corporation CCN: 385221
4/5 CMS Rating
Avamere Rehabilitation Of Oregon City
1400 Division Street, Oregon City, OR 97045 • 5036560367
111 Certified Beds For profit - Limited Liability company CCN: 385125
2/5 CMS Rating
Rivercrest Post Acute
148 Hood Street, Oregon City, OR 97045 • 5036564035
53 Certified Beds For profit - Limited Liability company CCN: 385245
2/5 CMS Rating

Frequently Asked Questions About Senior Care in Oregon City

The estimated median cost of assisted living in Oregon City, OR is $7,590 per month ($91,080 per year), adjusted for Clackamas County housing and income data.
A semi-private room in a skilled nursing facility in Oregon City averages $11,730 per month, while a private room averages $13,220 per month.
In-home caregiver services in Oregon City, OR average $42.84 per hour, or roughly $8,170 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Oregon is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Oregon Cities