2026 monthly care rates for Medford (Jackson County), local Census affordability metrics, and 4 CMS-certified care facilities.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Medford, OR's average caregiver rate of $32.09/hr, hiring in-home care equals the $5,680/mo cost of Assisted Living at exactly 40.8 hours per week (~5.8 hrs/day).
Saves $2,899/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $438/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $5,444/mo; Memory Care averages $6,930/mo.
Monthly Assisted Living cost comparison adjusted for Jackson County economic indicators.
Official ACS 5-Year benchmarks used to model local care affordability (see methodology).
| Median Household Income | $71,443/yr ($5,954/mo) |
| Median Home Value | $400,200 |
| Median Gross Rent | $1,310/mo |
| Oregon Medicaid Limit (2026) | $2,901/mo |
Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.