2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Hamilton, OH

2026 monthly care rates for Hamilton (Butler County), local Census affordability metrics, and 11 CMS-certified care facilities.

Assisted Living🏠
$5,410/mo
$64,920/yr
-13% vs U.S. avg
Memory Care🧠
$6,600/mo
$79,200/yr
-13% vs U.S. avg
In-Home Care🤝
$30.53/hr
$5,820/mo (44h/wk)
-13% vs U.S. avg
Nursing Home (Semi)🏥
$8,360/mo
Private: $9,420/mo
-13% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,410/mo
Memory Care$6,600/mo
Home Care$30.53/hr
Nursing Semi$8,360/mo
Nursing Priv$9,420/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $226k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Hamilton, OH

40.9 hrs/wk Break-even threshold

At Hamilton, OH's average caregiver rate of $30.53/hr, hiring in-home care equals the $5,410/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,646/mo

Saves $2,764/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,821 vs. $5,410/mo

Full-time home care costs $411/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$10,583/mo

Assisted Living saves $5,173/mo; Memory Care averages $6,600/mo.

Hamilton vs. Ohio & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Butler County economic indicators.

Hamilton, OH$5,410/mo
Ohio State Average$4,800/mo
U.S. National Median$6,200/mo

Butler County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $81,194/yr ($6,766/mo)
Median Home Value $243,000
Median Gross Rent $1,098/mo
Ohio Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Hamilton, OH

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Doverwood Village
4195 Hamilton Mason Road, Hamilton, OH 45011 • 5137771400
99 Certified Beds For profit - Corporation CCN: 366040
5/5 CMS Rating
Residence At Huntington Court
350 Hancock Avenue, Hamilton, OH 45011 • 5138634218
96 Certified Beds For profit - Corporation CCN: 366208
5/5 CMS Rating
Glen Meadows
3472 Hamilton Mason Road, Hamilton, OH 45011 • 5138633100
85 Certified Beds For profit - Individual CCN: 365554
5/5 CMS Rating
Birchwood Care Center
4070 Hamilton Mason Road, Hamilton, OH 45011 • 5138683300
75 Certified Beds For profit - Corporation CCN: 366159
5/5 CMS Rating
Golden Years Nursing Center
2436 Old Oxford Road, Hamilton, OH 45013 • 5138930471
70 Certified Beds For profit - Corporation CCN: 366198
5/5 CMS Rating
Gateway Springs Health Campus
7250 Gateway Avenue, Hamilton, OH 45011 • 5139126834
53 Certified Beds For profit - Corporation CCN: 366482
5/5 CMS Rating
Westover Retirement Community
855 Stahlheber Road, Hamilton, OH 45013 • 5138448004
53 Certified Beds Non profit - Corporation CCN: 366232
5/5 CMS Rating
Berkeley Square Retirement Cen
100 Berkeley Drive, Hamilton, OH 45013 • 5138568600
33 Certified Beds Non profit - Other CCN: 366053
4/5 CMS Rating
Hamilton Respiratory And Nursing Center
2923 Hamilton Mason Road, Hamilton, OH 45011 • 5138630360
80 Certified Beds For profit - Limited Liability company CCN: 365558
3/5 CMS Rating
Jamestowne Rehabilitation
1371 Main Street, Hamilton, OH 45013 • 5137854800
42 Certified Beds Non profit - Other CCN: 366450
3/5 CMS Rating
Bradford Place Care Center
1302 Millville Avenue, Hamilton, OH 45013 • 5138674101
79 Certified Beds For profit - Limited Liability company CCN: 365277
2/5 CMS Rating

Frequently Asked Questions About Senior Care in Hamilton

The estimated median cost of assisted living in Hamilton, OH is $5,410 per month ($64,920 per year), adjusted for Butler County housing and income data.
A semi-private room in a skilled nursing facility in Hamilton averages $8,360 per month, while a private room averages $9,420 per month.
In-home caregiver services in Hamilton, OH average $30.53 per hour, or roughly $5,820 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Ohio is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Ohio Cities