2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Ohio › Findlay, OH

Senior Care & Assisted Living Costs in Findlay, OH

2026 monthly care rates for Findlay (Hancock County), local Census affordability metrics, and 4 CMS-certified care facilities.

Assisted Living🏠
$4,600/mo
$55,200/yr
-26% vs U.S. avg
Memory Care🧠
$5,610/mo
$67,320/yr
-26% vs U.S. avg
In-Home Care🤝
$25.96/hr
$4,950/mo (44h/wk)
-26% vs U.S. avg
Nursing Home (Semi)🏥
$7,110/mo
Private: $8,010/mo
-26% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,600/mo
Memory Care$5,610/mo
Home Care$25.96/hr
Nursing Semi$7,110/mo
Nursing Priv$8,010/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $183k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Findlay, OH

40.9 hrs/wk Break-even threshold

At Findlay, OH's average caregiver rate of $25.96/hr, hiring in-home care equals the $4,600/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,250/mo

Saves $2,350/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,949 vs. $4,600/mo

Full-time home care costs $349/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,999/mo

Assisted Living saves $4,399/mo; Memory Care averages $5,610/mo.

Findlay vs. Ohio & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Hancock County economic indicators.

Findlay, OH$4,600/mo
Ohio State Average$4,800/mo
U.S. National Median$6,200/mo

Hancock County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $69,699/yr ($5,808/mo)
Median Home Value $196,500
Median Gross Rent $926/mo
Ohio Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Findlay, OH

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

The Manor At Greendale
2101 Greendale Boulevard, Findlay, OH 45840 • 4194223978
77 Certified Beds For profit - Corporation CCN: 365337
5/5 CMS Rating
Birchaven Retirement Village
15100 Birchaven Lane, Findlay, OH 45840 • 4194243000
118 Certified Beds Non profit - Corporation CCN: 365973
4/5 CMS Rating
Fox Run Manor
11745 Township Road 145, Findlay, OH 45840 • 4194240832
120 Certified Beds For profit - Corporation CCN: 365896
3/5 CMS Rating
Heritage The
2820 Greenacre Dr, Findlay, OH 45840 • 4194241808
96 Certified Beds For profit - Limited Liability company CCN: 365541
3/5 CMS Rating

Frequently Asked Questions About Senior Care in Findlay

The estimated median cost of assisted living in Findlay, OH is $4,600 per month ($55,200 per year), adjusted for Hancock County housing and income data.
A semi-private room in a skilled nursing facility in Findlay averages $7,110 per month, while a private room averages $8,010 per month.
In-home caregiver services in Findlay, OH average $25.96 per hour, or roughly $4,950 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Ohio is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Ohio Cities

Van Buren, OH $4,600/mo North Baltimore, OH $4,770/mo Benton Ridge, OH $4,600/mo Bloomdale, OH $4,770/mo Jenera, OH $4,600/mo Arcadia, OH $4,600/mo Rawson, OH $4,600/mo Mc Comb, OH $4,600/mo Arlington, OH $4,600/mo Vanlue, OH $4,600/mo Mount Blanchard, OH $4,600/mo Mount Cory, OH $4,600/mo