2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Dayton, OH

2026 monthly care rates for Dayton (Greene County), local Census affordability metrics, and 19 CMS-certified care facilities.

Assisted Living🏠
$5,510/mo
$66,120/yr
-11% vs U.S. avg
Memory Care🧠
$6,720/mo
$80,640/yr
-11% vs U.S. avg
In-Home Care🤝
$31.08/hr
$5,930/mo (44h/wk)
-11% vs U.S. avg
Nursing Home (Semi)🏥
$8,510/mo
Private: $9,590/mo
-11% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,510/mo
Memory Care$6,720/mo
Home Care$31.08/hr
Nursing Semi$8,510/mo
Nursing Priv$9,590/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $221k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Dayton, OH

40.9 hrs/wk Break-even threshold

At Dayton, OH's average caregiver rate of $31.08/hr, hiring in-home care equals the $5,510/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,693/mo

Saves $2,817/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,925 vs. $5,510/mo

Full-time home care costs $415/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$10,774/mo

Assisted Living saves $5,264/mo; Memory Care averages $6,720/mo.

Dayton vs. Ohio & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Greene County economic indicators.

Dayton, OH$5,510/mo
Ohio State Average$4,800/mo
U.S. National Median$6,200/mo

Greene County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $85,218/yr ($7,102/mo)
Median Home Value $238,000
Median Gross Rent $1,089/mo
Ohio Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Dayton, OH

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Bethany Village
6451 Far Hills Avenue, Dayton, OH 45459 • 9374366841
227 Certified Beds Non profit - Corporation CCN: 365493
5/5 CMS Rating
Vienna Springs Health Campus
2510 Vienna Pkwy, Dayton, OH 45459 • 9377417896
54 Certified Beds For profit - Individual CCN: 366490
5/5 CMS Rating
Wood Glen Alzheimer'S Community
3800 Summit Glen Drive, Dayton, OH 45449 • 9374362273
148 Certified Beds For profit - Limited Liability company CCN: 365722
4/5 CMS Rating
Stonespring Of Vandalia
4000 Singing Hills Bvld, Dayton, OH 45414 • 9374158000
144 Certified Beds For profit - Limited Liability company CCN: 366388
4/5 CMS Rating
Grafton Oaks Nursing Center
405 Grafton Avenue, Dayton, OH 45406 • 9372764040
99 Certified Beds For profit - Corporation CCN: 365716
4/5 CMS Rating
Siena Woods Care Center
6125 N Main Street, Dayton, OH 45415 • 9372788211
99 Certified Beds For profit - Corporation CCN: 365819
4/5 CMS Rating
Maria Joseph Living Care Center
4830 Salem Avenue, Dayton, OH 45416 • 9372782692
266 Certified Beds For profit - Individual CCN: 365322
3/5 CMS Rating
Carecore At Mary Scott
3109 Campus Dr, Dayton, OH 45406 • 9372780761
102 Certified Beds For profit - Corporation CCN: 366122
3/5 CMS Rating
Gem City Healthcare And Rehabilitation Center
323 Forest Avenue, Dayton, OH 45405 • 9372240793
87 Certified Beds For profit - Limited Liability company CCN: 365981
3/5 CMS Rating
Dunbar Health & Rehab Center
320 Albany Street, Dayton, OH 45417 • 9374966200
68 Certified Beds For profit - Corporation CCN: 366157
3/5 CMS Rating
Riverside Nursing And Rehabilitation Center
1390 King Tree Drive, Dayton, OH 45405 • 9372780723
180 Certified Beds For profit - Corporation CCN: 365877
2/5 CMS Rating
Beavercreek Post Acute
1974 North Fairfield Road, Dayton, OH 45432 • 9374291106
110 Certified Beds For profit - Corporation CCN: 365374
2/5 CMS Rating
Aventura At Carriage Inn
5040 Philadelphia Drive, Dayton, OH 45415 • 9372780404
85 Certified Beds For profit - Corporation CCN: 365876
2/5 CMS Rating
Widows Home Of Dayton
50 South Findlay Street, Dayton, OH 45403 • 9372521661
75 Certified Beds For profit - Limited Liability company CCN: 366178
2/5 CMS Rating
Trotwood Health & Rehab Llc
4911 Covenant House Drive, Dayton, OH 45426 • 9378372651
67 Certified Beds For profit - Limited Liability company CCN: 365364
2/5 CMS Rating
Sanctuary At Wilmington Place
264 Wilmington Avenue, Dayton, OH 45420 • 9372564663
63 Certified Beds Non profit - Corporation CCN: 365789
2/5 CMS Rating
Arc At Trotwood Llc
5790 Denlinger Road, Dayton, OH 45426 • 9378375581
127 Certified Beds For profit - Limited Liability company CCN: 365309
1/5 CMS Rating
Centerville Health And Rehab
7300 Mcewen Road, Dayton, OH 45459 • 9374333441
120 Certified Beds For profit - Limited Liability company CCN: 365764
1/5 CMS Rating
Village At The Greene
4381 Tonawanda Trail, Dayton, OH 45430 • 9374265033
52 Certified Beds For profit - Corporation CCN: 365497
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Dayton

The estimated median cost of assisted living in Dayton, OH is $5,510 per month ($66,120 per year), adjusted for Greene County housing and income data.
A semi-private room in a skilled nursing facility in Dayton averages $8,510 per month, while a private room averages $9,590 per month.
In-home caregiver services in Dayton, OH average $31.08 per hour, or roughly $5,930 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Ohio is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Ohio Cities