2026 monthly care rates for Gastonia (Gaston County), local Census affordability metrics, and 7 CMS-certified care facilities.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Gastonia, NC's average caregiver rate of $27.65/hr, hiring in-home care equals the $4,900/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $2,504/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $372/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $4,685/mo; Memory Care averages $5,980/mo.
Monthly Assisted Living cost comparison adjusted for Gaston County economic indicators.
Official ACS 5-Year benchmarks used to model local care affordability (see methodology).
| Median Household Income | $65,472/yr ($5,456/mo) |
| Median Home Value | $235,000 |
| Median Gross Rent | $1,085/mo |
| North Carolina Medicaid Limit (2026) | $2,901/mo |
Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.