2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › New Mexico › Albuquerque, NM

Senior Care & Assisted Living Costs in Albuquerque, NM

2026 monthly care rates for Albuquerque (Bernalillo County), local Census affordability metrics, and 18 CMS-certified care facilities.

Assisted Living🏠
$4,940/mo
$59,280/yr
-20% vs U.S. avg
Memory Care🧠
$6,030/mo
$72,360/yr
-20% vs U.S. avg
In-Home Care🤝
$27.86/hr
$5,310/mo (44h/wk)
-20% vs U.S. avg
Nursing Home (Semi)🏥
$7,630/mo
Private: $8,600/mo
-20% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,940/mo
Memory Care$6,030/mo
Home Care$27.86/hr
Nursing Semi$7,630/mo
Nursing Priv$8,600/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $250k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Albuquerque, NM

40.9 hrs/wk Break-even threshold

At Albuquerque, NM's average caregiver rate of $27.86/hr, hiring in-home care equals the $4,940/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,414/mo

Saves $2,526/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,312 vs. $4,940/mo

Full-time home care costs $372/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,657/mo

Assisted Living saves $4,717/mo; Memory Care averages $6,030/mo.

Albuquerque vs. New Mexico & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Bernalillo County economic indicators.

Albuquerque, NM$4,940/mo
New Mexico State Average$4,680/mo
U.S. National Median$6,200/mo

Bernalillo County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $66,514/yr ($5,543/mo)
Median Home Value $268,500
Median Gross Rent $1,087/mo
New Mexico Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Albuquerque, NM

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Las Estancias By Pure Health
3620 Las Estancias Dr Sw, Albuquerque, NM 87121 • 5056323018
120 Certified Beds For profit - Corporation CCN: 325126
5/5 CMS Rating
Odelia Healthcare
1509 University Boulevard Ne, Albuquerque, NM 87102 • 5052432257
119 Certified Beds For profit - Corporation CCN: 325060
5/5 CMS Rating
South Valley Care Center Llc
1629 Bowe Lane Sw, Albuquerque, NM 87105 • 5058772200
58 Certified Beds For profit - Individual CCN: 32E083
5/5 CMS Rating
Canyon Transitional Rehabilitation Center, Llc
10101 Lagrima De Oro Road Ne, Albuquerque, NM 87111 • 5052981231
74 Certified Beds For profit - Limited Liability company CCN: 325054
4/5 CMS Rating
La Vida Llena
10501 Lagrima De Oro Ne, Albuquerque, NM 87111 • 5052966700
58 Certified Beds Non profit - Other CCN: 325035
4/5 CMS Rating
Advanced Health Care Of Albuquerque
2701 Richmond Drive Ne, Albuquerque, NM 87107 • 5059674200
47 Certified Beds For profit - Limited Liability company CCN: 325119
4/5 CMS Rating
Princeton Health & Rehabilitation
500 Louisiana Boulevard Ne, Albuquerque, NM 87108 • 5052551717
369 Certified Beds For profit - Corporation CCN: 325045
3/5 CMS Rating
Bear Canyon Rehabilitation Center
5123 Juan Tabo Boulevard Ne, Albuquerque, NM 87111 • 5052923333
178 Certified Beds For profit - Corporation CCN: 325125
3/5 CMS Rating
Albuquerque Heights Healthcare And Rehabilitation
103 Hospital Loop Ne, Albuquerque, NM 87109 • 5053488300
134 Certified Beds For profit - Corporation CCN: 325069
3/5 CMS Rating
Spanish Trails Wellness & Rehabilitation
1610 N Renaissance Blvd Ne, Albuquerque, NM 87107 • 5056004800
134 Certified Beds For profit - Limited Liability company CCN: 325131
3/5 CMS Rating
Fiesta Park Wellness & Rehabilitation
8820 Horizon Boulevard Ne, Albuquerque, NM 87113 • 5059981551
105 Certified Beds For profit - Corporation CCN: 325123
3/5 CMS Rating
Uptown Rehabilitation Center
7900 Constitution Avenue Ne, Albuquerque, NM 87110 • 5052965565
134 Certified Beds For profit - Corporation CCN: 325042
2/5 CMS Rating
Ladera Center
5901 Ouray Road Nw, Albuquerque, NM 87120 • 5058360023
120 Certified Beds For profit - Corporation CCN: 325037
2/5 CMS Rating
Sandia Ridge Center
2216 Lester Drive Ne, Albuquerque, NM 87112 • 5052964808
136 Certified Beds For profit - Corporation CCN: 325032
1/5 CMS Rating
The Rehabilitation Center Of Albuquerque
5900 Forest Hills Drive Ne, Albuquerque, NM 87109 • 5058226000
120 Certified Beds For profit - Corporation CCN: 325034
1/5 CMS Rating
Las Palomas Center
8100 Palomas Avenue Ne, Albuquerque, NM 87109 • 5058214200
120 Certified Beds For profit - Limited Liability company CCN: 325036
1/5 CMS Rating
Skies Healthcare & Rehabilitation Center
9150 Mcmahon Boulevard Nw, Albuquerque, NM 87114 • 5058987986
120 Certified Beds For profit - Limited Liability company CCN: 325064
1/5 CMS Rating
Manzano Del Sol By Purehealth
5201 Roma Avenue Ne, Albuquerque, NM 87108 • 5052622311
117 Certified Beds For profit - Corporation CCN: 325074
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Albuquerque

The estimated median cost of assisted living in Albuquerque, NM is $4,940 per month ($59,280 per year), adjusted for Bernalillo County housing and income data.
A semi-private room in a skilled nursing facility in Albuquerque averages $7,630 per month, while a private room averages $8,600 per month.
In-home caregiver services in Albuquerque, NM average $27.86 per hour, or roughly $5,310 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in New Mexico is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby New Mexico Cities

Kirtland Afb, NM $4,940/mo Corrales, NM $6,330/mo Rio Rancho, NM $6,330/mo Isleta, NM $4,940/mo Bosque Farms, NM $4,370/mo Placitas, NM $6,330/mo Bernalillo, NM $6,330/mo Peralta, NM $4,370/mo Cedar Crest, NM $4,940/mo Los Lunas, NM $4,370/mo Sandia Park, NM $4,940/mo Algodones, NM $6,330/mo