Compare monthly care rates across 579 cities and 348 CMS-certified nursing facilities in New Jersey.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At New Jersey's average caregiver rate of $42.59/hr, hiring in-home care equals the $7,540/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $3,849/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $580/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $7,223/mo; Memory Care averages $9,200/mo.
Sorted by number of Medicare-certified care facilities and local market size.
| City | County | Assisted Living | Memory Care | Nursing Home (Semi) | Median Home Value | CMS Facilities |
|---|---|---|---|---|---|---|
| Toms River | Ocean | $7,190/mo | $8,770/mo | $11,110/mo | $366,600 | 9 |
| Wayne | Passaic | $6,810/mo | $8,310/mo | $10,530/mo | $439,400 | 8 |
| Voorhees | Camden | $6,230/mo | $7,600/mo | $9,630/mo | $262,200 | 7 |
| Cherry Hill | Camden | $6,230/mo | $7,600/mo | $9,630/mo | $262,200 | 6 |
| Edison | Middlesex | $8,170/mo | $9,970/mo | $12,620/mo | $439,300 | 6 |
| Cedar Grove | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 5 |
| Freehold | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 5 |
| Jersey City | Hudson | $7,590/mo | $9,260/mo | $11,740/mo | $508,600 | 5 |
| Lakewood | Ocean | $7,190/mo | $8,770/mo | $11,110/mo | $366,600 | 5 |
| Newark | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 5 |
| Trenton | $7,550/mo | $9,210/mo | $11,660/mo | $444,761 | 5 | |
| West Orange | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 5 |
| Brick | Ocean | $7,190/mo | $8,770/mo | $11,110/mo | $366,600 | 4 |
| Bridgewater | Somerset | $9,280/mo | $11,320/mo | $14,340/mo | $523,900 | 4 |
| East Orange | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 4 |
| Elizabeth | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 4 |
| Moorestown | Burlington | $7,670/mo | $9,360/mo | $11,860/mo | $326,700 | 4 |
| Newton | Sussex | $7,500/mo | $9,150/mo | $11,590/mo | $342,800 | 4 |
| Old Bridge | Middlesex | $8,170/mo | $9,970/mo | $12,620/mo | $439,300 | 4 |
| Paramus | Bergen | $8,750/mo | $10,680/mo | $13,520/mo | $593,200 | 4 |
| Burlington | Burlington | $7,670/mo | $9,360/mo | $11,860/mo | $326,700 | 3 |
| Cape May Court House | Cape May | $6,280/mo | $7,660/mo | $9,700/mo | $395,000 | 3 |
| Hackensack | Bergen | $8,750/mo | $10,680/mo | $13,520/mo | $593,200 | 3 |
| Livingston | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 3 |
| Monroe Township | Middlesex | $8,170/mo | $9,970/mo | $12,620/mo | $439,300 | 3 |
| Morristown | Morris | $9,080/mo | $11,080/mo | $14,030/mo | $557,000 | 3 |
| Neptune | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 3 |
| North Bergen | Hudson | $7,590/mo | $9,260/mo | $11,740/mo | $508,600 | 3 |
| Paterson | Passaic | $6,810/mo | $8,310/mo | $10,530/mo | $439,400 | 3 |
| Phillipsburg | Warren | $6,690/mo | $8,160/mo | $10,340/mo | $323,100 | 3 |
| Plainfield | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 3 |
| Sewell | Gloucester | $7,090/mo | $8,650/mo | $10,950/mo | $283,500 | 3 |
| Somerset | Somerset | $9,280/mo | $11,320/mo | $14,340/mo | $523,900 | 3 |
| Vineland | Cumberland | $5,320/mo | $6,490/mo | $8,230/mo | $205,600 | 3 |
| Bayville | Ocean | $7,190/mo | $8,770/mo | $11,110/mo | $366,600 | 2 |
| Berkeley Heights | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 2 |
| Bridgeton | Cumberland | $5,320/mo | $6,490/mo | $8,230/mo | $205,600 | 2 |
| Camden | Camden | $6,230/mo | $7,600/mo | $9,630/mo | $262,200 | 2 |
| Cranford | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 2 |
| Dover | Morris | $9,080/mo | $11,080/mo | $14,030/mo | $557,000 | 2 |
| Eatontown | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 2 |
| Englewood | Bergen | $8,750/mo | $10,680/mo | $13,520/mo | $593,200 | 2 |
| Florham Park | Morris | $9,080/mo | $11,080/mo | $14,030/mo | $557,000 | 2 |
| Haskell | Passaic | $6,810/mo | $8,310/mo | $10,530/mo | $439,400 | 2 |
| Hazlet | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 2 |
| Hillsborough | Somerset | $9,280/mo | $11,320/mo | $14,340/mo | $523,900 | 2 |
| Holmdel | $7,550/mo | $9,210/mo | $11,660/mo | $444,761 | 2 | |
| Kearny | Hudson | $7,590/mo | $9,260/mo | $11,740/mo | $508,600 | 2 |
| Lincoln Park | Morris | $9,080/mo | $11,080/mo | $14,030/mo | $557,000 | 2 |
| Manahawkin | Ocean | $7,190/mo | $8,770/mo | $11,110/mo | $366,600 | 2 |
| Marlton | Burlington | $7,670/mo | $9,360/mo | $11,860/mo | $326,700 | 2 |
| Matawan | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 2 |
| Medford | Burlington | $7,670/mo | $9,360/mo | $11,860/mo | $326,700 | 2 |
| Montclair | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 2 |
| Mountainside | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 2 |
| New Providence | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 2 |
| Orange | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 2 |
| Passaic | Passaic | $6,810/mo | $8,310/mo | $10,530/mo | $439,400 | 2 |
| Perth Amboy | Middlesex | $8,170/mo | $9,970/mo | $12,620/mo | $439,300 | 2 |
| Rahway | Union | $7,500/mo | $9,150/mo | $11,600/mo | $488,800 | 2 |
| Red Bank | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 2 |
| Ridgewood | Bergen | $8,750/mo | $10,680/mo | $13,520/mo | $593,200 | 2 |
| Teaneck | Bergen | $8,750/mo | $10,680/mo | $13,520/mo | $593,200 | 2 |
| Union City | Hudson | $7,590/mo | $9,260/mo | $11,740/mo | $508,600 | 2 |
| Absecon | Atlantic | $5,890/mo | $7,190/mo | $9,100/mo | $272,700 | 1 |
| Allendale | Bergen | $8,750/mo | $10,680/mo | $13,520/mo | $593,200 | 1 |
| Allenwood | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 1 |
| Atco | Camden | $6,230/mo | $7,600/mo | $9,630/mo | $262,200 | 1 |
| Atlantic City | Atlantic | $5,890/mo | $7,190/mo | $9,100/mo | $272,700 | 1 |
| Atlantic Highlands | Monmouth | $8,470/mo | $10,330/mo | $13,100/mo | $566,500 | 1 |
| Barnegat | Ocean | $7,190/mo | $8,770/mo | $11,110/mo | $366,600 | 1 |
| Basking Ridge | Somerset | $9,280/mo | $11,320/mo | $14,340/mo | $523,900 | 1 |
| Bayonne | Hudson | $7,590/mo | $9,260/mo | $11,740/mo | $508,600 | 1 |
| Berlin | Camden | $6,230/mo | $7,600/mo | $9,630/mo | $262,200 | 1 |
| Blackwood | Camden | $6,230/mo | $7,600/mo | $9,630/mo | $262,200 | 1 |
| Blairstown | Warren | $6,690/mo | $8,160/mo | $10,340/mo | $323,100 | 1 |
| Bloomfield | Essex | $6,240/mo | $7,610/mo | $9,650/mo | $494,400 | 1 |
| Bloomingdale | Passaic | $6,810/mo | $8,310/mo | $10,530/mo | $439,400 | 1 |
| Boonton | Morris | $9,080/mo | $11,080/mo | $14,030/mo | $557,000 | 1 |
| Bound Brook | Somerset | $9,280/mo | $11,320/mo | $14,340/mo | $523,900 | 1 |