2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › New Hampshire › Windham, NH

Senior Care & Assisted Living Costs in Windham, NH

2026 monthly care rates for Windham (Rockingham County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$7,800/mo
$93,600/yr
+26% vs U.S. avg
Memory Care🧠
$9,520/mo
$114,240/yr
+26% vs U.S. avg
In-Home Care🤝
$44.03/hr
$8,390/mo (44h/wk)
+26% vs U.S. avg
Nursing Home (Semi)🏥
$12,050/mo
Private: $13,580/mo
+26% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$7,800/mo
Memory Care$9,520/mo
Home Care$44.03/hr
Nursing Semi$12,050/mo
Nursing Priv$13,580/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $429k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Windham, NH

40.9 hrs/wk Break-even threshold

At Windham, NH's average caregiver rate of $44.03/hr, hiring in-home care equals the $7,800/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,816/mo

Saves $3,984/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$8,394 vs. $7,800/mo

Full-time home care costs $594/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$15,263/mo

Assisted Living saves $7,463/mo; Memory Care averages $9,520/mo.

Windham vs. New Hampshire & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Rockingham County economic indicators.

Windham, NH$7,800/mo
New Hampshire State Average$6,740/mo
U.S. National Median$6,200/mo

Rockingham County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $113,927/yr ($9,494/mo)
Median Home Value $461,400
Median Gross Rent $1,619/mo
New Hampshire Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Windham, NH

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Warde Health Center
21 Searles Road, Windham, NH 03087 • 6038901290
48 Certified Beds Non profit - Corporation CCN: 305043
5/5 CMS Rating

Frequently Asked Questions About Senior Care in Windham

The estimated median cost of assisted living in Windham, NH is $7,800 per month ($93,600 per year), adjusted for Rockingham County housing and income data.
A semi-private room in a skilled nursing facility in Windham averages $12,050 per month, while a private room averages $13,580 per month.
In-home caregiver services in Windham, NH average $44.03 per hour, or roughly $8,390 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in New Hampshire is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby New Hampshire Cities

Pelham, NH $7,160/mo Derry, NH $7,800/mo East Derry, NH $7,800/mo North Salem, NH $7,800/mo Salem, NH $7,800/mo Londonderry, NH $7,800/mo Hudson, NH $7,160/mo Atkinson, NH $7,800/mo Hampstead, NH $7,800/mo Nashua, NH $7,160/mo Chester, NH $7,800/mo Sandown, NH $7,800/mo