2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Omaha, NE

2026 monthly care rates for Omaha (Douglas County), local Census affordability metrics, and 21 CMS-certified care facilities.

Assisted Living🏠
$5,520/mo
$66,240/yr
-11% vs U.S. avg
Memory Care🧠
$6,730/mo
$80,760/yr
-11% vs U.S. avg
In-Home Care🤝
$31.14/hr
$5,940/mo (44h/wk)
-11% vs U.S. avg
Nursing Home (Semi)🏥
$8,520/mo
Private: $9,610/mo
-11% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,520/mo
Memory Care$6,730/mo
Home Care$31.14/hr
Nursing Semi$8,520/mo
Nursing Priv$9,610/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $229k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Omaha, NE

40.9 hrs/wk Break-even threshold

At Omaha, NE's average caregiver rate of $31.14/hr, hiring in-home care equals the $5,520/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,699/mo

Saves $2,821/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,937 vs. $5,520/mo

Full-time home care costs $417/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$10,794/mo

Assisted Living saves $5,274/mo; Memory Care averages $6,730/mo.

Omaha vs. Nebraska & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Douglas County economic indicators.

Omaha, NE$5,520/mo
Nebraska State Average$5,030/mo
U.S. National Median$6,200/mo

Douglas County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $79,081/yr ($6,590/mo)
Median Home Value $245,800
Median Gross Rent $1,162/mo
Nebraska Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Omaha, NE

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Ambassador Health Of Omaha
1540 North 72Ndstreet, Omaha, NE 68114 • 4023936500
146 Certified Beds For profit - Corporation CCN: 285127
5/5 CMS Rating
Brookestone Village
4330 South 144Th Street, Omaha, NE 68137 • 4026144000
140 Certified Beds Non profit - Corporation CCN: 285242
5/5 CMS Rating
Rose Blumkin Jewish Home
323 South 132Nd Street, Omaha, NE 68154 • 4023304272
105 Certified Beds Non profit - Other CCN: 285059
5/5 CMS Rating
Quality Living, Inc.
6404 North 70Th Plaza, Omaha, NE 68104 • 4025733700
133 Certified Beds Non profit - Corporation CCN: 28A060
4/5 CMS Rating
Florence Home
7915 North 30Th Street, Omaha, NE 68112 • 4028276000
126 Certified Beds Non profit - Corporation CCN: 285173
4/5 CMS Rating
Newport House
6798 N 67Th Plaza, Omaha, NE 68152 • 4025722595
96 Certified Beds Non profit - Corporation CCN: 285085
4/5 CMS Rating
The Lighthouse At Lakeside Village
17600 Arbor Street, Omaha, NE 68130 • 4027170200
54 Certified Beds Non profit - Corporation CCN: 285280
4/5 CMS Rating
Douglas County Health Center
4102 Woolworth Avenue, Omaha, NE 68105 • 4024447041
254 Certified Beds Government - City/county CCN: 285019
3/5 CMS Rating
Adept Nursing & Rehab Of Midtown
910 South 40Th Street, Omaha, NE 68105 • 4023422015
61 Certified Beds For profit - Limited Liability company CCN: 285218
3/5 CMS Rating
Old Mill Rehabilitation
1131 Papillion Parkway, Omaha, NE 68154 • 4029347500
44 Certified Beds For profit - Corporation CCN: 285289
3/5 CMS Rating
Maple Crest Health Center
2824 North 66Th Avenue, Omaha, NE 68104 • 4025512110
175 Certified Beds For profit - Corporation CCN: 285149
2/5 CMS Rating
Life Care Center Of Omaha
6032 Ville De Sante Drive, Omaha, NE 68104 • 4025716770
128 Certified Beds For profit - Partnership CCN: 285137
2/5 CMS Rating
Hillcrest Millard Llc
13225 Westwood Lane, Omaha, NE 68144 • 5313653000
76 Certified Beds For profit - Limited Liability company CCN: 285302
2/5 CMS Rating
St. Joseph Villa Nursing Center
2305 South 10Th Street, Omaha, NE 68108 • 4023455683
184 Certified Beds For profit - Limited Liability company CCN: 285078
1/5 CMS Rating
Adept Nursing & Rehab Of Omaha
2525 South 135Th Avenue, Omaha, NE 68144 • 4023332304
175 Certified Beds For profit - Corporation CCN: 285054
1/5 CMS Rating
Emerald Nursing & Rehabilitation Mercy
7410 Mercy Road, Omaha, NE 68124 • 4023971220
174 Certified Beds For profit - Limited Liability company CCN: 285058
1/5 CMS Rating
Emerald Nursing & Rehab Omaha
5505 Grover Street, Omaha, NE 68106 • 4025580225
155 Certified Beds For profit - Corporation CCN: 285097
1/5 CMS Rating
Emerald Nursing & Rehab Legacy Pointe Llc
3110 Scott Circle, Omaha, NE 68112 • 4024556636
108 Certified Beds For profit - Limited Liability company CCN: 285239
1/5 CMS Rating
Good Samaritan Society - Millard
12856 Deauville Drive, Omaha, NE 68137 • 4028952266
106 Certified Beds Non profit - Corporation CCN: 285098
1/5 CMS Rating
Keystone Ridge Post Acute Nursing And Rehabilitati
7501 Keystone Drive, Omaha, NE 68134 • 4025725750
100 Certified Beds For profit - Corporation CCN: 285238
1/5 CMS Rating
Omaha Nursing And Rehabilitation Center
4835 South 49Th Street, Omaha, NE 68117 • 4027337200
70 Certified Beds For profit - Corporation CCN: 285240
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Omaha

The estimated median cost of assisted living in Omaha, NE is $5,520 per month ($66,240 per year), adjusted for Douglas County housing and income data.
A semi-private room in a skilled nursing facility in Omaha averages $8,520 per month, while a private room averages $9,610 per month.
In-home caregiver services in Omaha, NE average $31.14 per hour, or roughly $5,940 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Nebraska is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Nebraska Cities