2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Nebraska › Lincoln, NE

Senior Care & Assisted Living Costs in Lincoln, NE

2026 monthly care rates for Lincoln (Lancaster County), local Census affordability metrics, and 13 CMS-certified care facilities.

Assisted Living🏠
$5,010/mo
$60,120/yr
-19% vs U.S. avg
Memory Care🧠
$6,110/mo
$73,320/yr
-19% vs U.S. avg
In-Home Care🤝
$28.26/hr
$5,390/mo (44h/wk)
-19% vs U.S. avg
Nursing Home (Semi)🏥
$7,740/mo
Private: $8,720/mo
-19% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,010/mo
Memory Care$6,110/mo
Home Care$28.26/hr
Nursing Semi$7,740/mo
Nursing Priv$8,720/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $241k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Lincoln, NE

40.9 hrs/wk Break-even threshold

At Lincoln, NE's average caregiver rate of $28.26/hr, hiring in-home care equals the $5,010/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,449/mo

Saves $2,561/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,388 vs. $5,010/mo

Full-time home care costs $378/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,796/mo

Assisted Living saves $4,786/mo; Memory Care averages $6,110/mo.

Lincoln vs. Nebraska & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Lancaster County economic indicators.

Lincoln, NE$5,010/mo
Nebraska State Average$5,030/mo
U.S. National Median$6,200/mo

Lancaster County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $72,625/yr ($6,052/mo)
Median Home Value $258,900
Median Gross Rent $1,045/mo
Nebraska Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Lincoln, NE

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Southlake Village Rehabilitation & Care Center
9401 Andermatt Drive, Lincoln, NE 68526 • 4023276300
126 Certified Beds Non profit - Corporation CCN: 285219
5/5 CMS Rating
Gateway Vista
225 North 56Th Street, Lincoln, NE 68504 • 4024646371
80 Certified Beds For profit - Corporation CCN: 285266
5/5 CMS Rating
Eventide Williamsburg
6120 South 34Th Street, Lincoln, NE 68516 • 4024868919
50 Certified Beds Non profit - Corporation CCN: 285288
5/5 CMS Rating
Eastmont
6315 O Street, Lincoln, NE 68510 • 4024896591
23 Certified Beds Non profit - Corporation CCN: 285036
5/5 CMS Rating
Sumner Place
1750 South 20Th Street, Lincoln, NE 68502 • 4024756791
104 Certified Beds Non profit - Corporation CCN: 285002
4/5 CMS Rating
St. Jane De Chantal
2200 South 52Nd Street, Lincoln, NE 68506 • 4024133607
103 Certified Beds Non profit - Corporation CCN: 285004
4/5 CMS Rating
Ambassador Health Of Lincoln
4405 Normal Blvd, Lincoln, NE 68506 • 4024882355
122 Certified Beds For profit - Corporation CCN: 285066
3/5 CMS Rating
Hillcrest Firethorn
8601 Firethorn Lane, Lincoln, NE 68520 • 5317393500
72 Certified Beds For profit - Corporation CCN: 285300
3/5 CMS Rating
Heartland Ridge Care Center
5431 South 16Th Street, Lincoln, NE 68512 • 5317393200
47 Certified Beds For profit - Limited Liability company CCN: 285299
3/5 CMS Rating
Holmes Lake Rehabilitation & Care Center
6101 Normal Blvd, Lincoln, NE 68506 • 4024897175
97 Certified Beds For profit - Corporation CCN: 285164
2/5 CMS Rating
Eventide Lincoln Care Center
4720 Randolph Street, Lincoln, NE 68510 • 4024837671
197 Certified Beds Non profit - Corporation CCN: 285057
1/5 CMS Rating
Emerald Nursing & Rehab Brookside Llc
4735 South 54Th Street, Lincoln, NE 68516 • 4024880977
173 Certified Beds For profit - Corporation CCN: 285049
1/5 CMS Rating
Emerald Nursing & Rehab Lancaster Llc
1001 South Street, Lincoln, NE 68502 • 4024417101
293 Certified Beds For profit - Limited Liability company CCN: 285275
Not Yet Rated

Frequently Asked Questions About Senior Care in Lincoln

The estimated median cost of assisted living in Lincoln, NE is $5,010 per month ($60,120 per year), adjusted for Lancaster County housing and income data.
A semi-private room in a skilled nursing facility in Lincoln averages $7,740 per month, while a private room averages $8,720 per month.
In-home caregiver services in Lincoln, NE average $28.26 per hour, or roughly $5,390 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Nebraska is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Nebraska Cities

Roca, NE $5,010/mo Martell, NE $5,010/mo Walton, NE $5,010/mo Malcolm, NE $5,010/mo Raymond, NE $5,010/mo Denton, NE $5,010/mo Sprague, NE $5,010/mo Davey, NE $5,010/mo Hickman, NE $5,010/mo Waverly, NE $5,010/mo Pleasant Dale, NE $5,060/mo Ceresco, NE $5,200/mo