2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Grand Island, NE

2026 monthly care rates for Grand Island (Hall County), local Census affordability metrics, and 6 CMS-certified care facilities.

Assisted Living🏠
$4,490/mo
$53,880/yr
-28% vs U.S. avg
Memory Care🧠
$5,480/mo
$65,760/yr
-28% vs U.S. avg
In-Home Care🤝
$25.36/hr
$4,830/mo (44h/wk)
-28% vs U.S. avg
Nursing Home (Semi)🏥
$6,940/mo
Private: $7,820/mo
-28% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,490/mo
Memory Care$5,480/mo
Home Care$25.36/hr
Nursing Semi$6,940/mo
Nursing Priv$7,820/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $193k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Grand Island, NE

40.9 hrs/wk Break-even threshold

At Grand Island, NE's average caregiver rate of $25.36/hr, hiring in-home care equals the $4,490/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,198/mo

Saves $2,292/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,835 vs. $4,490/mo

Full-time home care costs $345/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,791/mo

Assisted Living saves $4,301/mo; Memory Care averages $5,480/mo.

Grand Island vs. Nebraska & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Hall County economic indicators.

Grand Island, NE$4,490/mo
Nebraska State Average$5,030/mo
U.S. National Median$6,200/mo

Hall County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $67,549/yr ($5,629/mo)
Median Home Value $207,900
Median Gross Rent $911/mo
Nebraska Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Grand Island, NE

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Chi Health St. Francis
2116 West Faidley Avenue, Grand Island, NE 68803 • 3083985880
36 Certified Beds Non profit - Corporation CCN: 285081
3/5 CMS Rating
Tiffany Square
3119 West Faidley Avenue, Grand Island, NE 68803 • 3083842333
103 Certified Beds Non profit - Other CCN: 285087
2/5 CMS Rating
Emerald Nursing & Rehab Lakeview
1405 West Hwy 34, Grand Island, NE 68801 • 3083826397
95 Certified Beds For profit - Corporation CCN: 285106
1/5 CMS Rating
Adept Nursing & Rehab Of Grand Island
800 Stoeger Drive, Grand Island, NE 68803 • 3083825440
76 Certified Beds For profit - Limited Liability company CCN: 285221
1/5 CMS Rating
Good Samaritan Society - Grand Island Village
4061 & 4055 Timberline Street & 2912 Good Samarita, Grand Island, NE 68803 • 3083843535
67 Certified Beds Non profit - Corporation CCN: 285285
1/5 CMS Rating
Eventide Prairie Commons Care Center
3490 Ewoldt Street, Grand Island, NE 68803 • 3083211122
36 Certified Beds Non profit - Corporation CCN: 285307
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Grand Island

The estimated median cost of assisted living in Grand Island, NE is $4,490 per month ($53,880 per year), adjusted for Hall County housing and income data.
A semi-private room in a skilled nursing facility in Grand Island averages $6,940 per month, while a private room averages $7,820 per month.
In-home caregiver services in Grand Island, NE average $25.36 per hour, or roughly $4,830 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Nebraska is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Nebraska Cities