Compare monthly care rates across 810 cities and 337 CMS-certified nursing facilities in Minnesota.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Minnesota's average caregiver rate of $33.95/hr, hiring in-home care equals the $6,010/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $3,068/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $463/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $5,758/mo; Memory Care averages $7,330/mo.
Sorted by number of Medicare-certified care facilities and local market size.
| City | County | Assisted Living | Memory Care | Nursing Home (Semi) | Median Home Value | CMS Facilities |
|---|---|---|---|---|---|---|
| Minneapolis | Anoka | $6,740/mo | $8,220/mo | $10,420/mo | $325,800 | 19 |
| Saint Paul | Dakota | $7,210/mo | $8,800/mo | $11,140/mo | $362,100 | 17 |
| Duluth | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 8 |
| Rochester | Olmsted | $6,280/mo | $7,660/mo | $9,700/mo | $304,500 | 7 |
| Saint Louis Park | Hennepin | $6,780/mo | $8,270/mo | $10,480/mo | $376,500 | 5 |
| Mankato | Blue Earth | $5,090/mo | $6,210/mo | $7,870/mo | $252,800 | 4 |
| Albert Lea | Freeborn | $4,340/mo | $5,290/mo | $6,710/mo | $164,900 | 3 |
| Austin | Mower | $4,440/mo | $5,420/mo | $6,860/mo | $172,000 | 3 |
| Fergus Falls | Otter Tail | $4,340/mo | $5,290/mo | $6,710/mo | $252,500 | 3 |
| Stillwater | Washington | $7,860/mo | $9,590/mo | $12,150/mo | $400,900 | 3 |
| Winona | Winona | $4,450/mo | $5,430/mo | $6,880/mo | $222,900 | 3 |
| Aitkin | Aitkin | $4,340/mo | $5,290/mo | $6,710/mo | $235,100 | 2 |
| Alexandria | Douglas | $4,750/mo | $5,800/mo | $7,330/mo | $291,700 | 2 |
| Anoka | Anoka | $6,740/mo | $8,220/mo | $10,420/mo | $325,800 | 2 |
| Bemidji | Beltrami | $4,700/mo | $5,730/mo | $7,260/mo | $222,300 | 2 |
| Brainerd | Crow Wing | $4,740/mo | $5,780/mo | $7,330/mo | $274,400 | 2 |
| Buffalo | Wright | $6,580/mo | $8,030/mo | $10,160/mo | $332,800 | 2 |
| Detroit Lakes | Becker | $4,570/mo | $5,580/mo | $7,060/mo | $266,900 | 2 |
| Grand Rapids | Itasca | $4,550/mo | $5,550/mo | $7,030/mo | $212,000 | 2 |
| Hastings | Dakota | $7,210/mo | $8,800/mo | $11,140/mo | $362,100 | 2 |
| Hopkins | Hennepin | $6,780/mo | $8,270/mo | $10,480/mo | $376,500 | 2 |
| Inver Grove Heights | Dakota | $7,210/mo | $8,800/mo | $11,140/mo | $362,100 | 2 |
| Little Falls | Morrison | $4,340/mo | $5,290/mo | $6,710/mo | $237,000 | 2 |
| Luverne | Rock | $4,340/mo | $5,290/mo | $6,710/mo | $201,600 | 2 |
| Saint Cloud | Benton | $4,630/mo | $5,650/mo | $7,150/mo | $247,100 | 2 |
| Shakopee | Scott | $7,630/mo | $9,310/mo | $11,790/mo | $393,500 | 2 |
| Sleepy Eye | Brown | $4,580/mo | $5,590/mo | $7,080/mo | $181,700 | 2 |
| Thief River Falls | Pennington | $4,610/mo | $5,620/mo | $7,130/mo | $188,900 | 2 |
| Virginia | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 2 |
| Waconia | Carver | $7,610/mo | $9,280/mo | $11,750/mo | $426,900 | 2 |
| Willmar | Kandiyohi | $4,540/mo | $5,540/mo | $7,010/mo | $230,500 | 2 |
| Ada | Norman | $4,340/mo | $5,290/mo | $6,710/mo | $135,700 | 1 |
| Albany | Stearns | $5,150/mo | $6,280/mo | $7,960/mo | $256,500 | 1 |
| Annandale | Wright | $6,580/mo | $8,030/mo | $10,160/mo | $332,800 | 1 |
| Appleton | Swift | $4,340/mo | $5,290/mo | $6,710/mo | $147,100 | 1 |
| Aurora | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 1 |
| Bagley | Clearwater | $4,340/mo | $5,290/mo | $6,710/mo | $177,100 | 1 |
| Barnesville | Clay | $5,040/mo | $6,150/mo | $7,780/mo | $256,000 | 1 |
| Barrett | Grant | $4,340/mo | $5,290/mo | $6,710/mo | $178,600 | 1 |
| Battle Lake | Otter Tail | $4,340/mo | $5,290/mo | $6,710/mo | $252,500 | 1 |
| Baudette | Lake Of The Woods | $4,450/mo | $5,430/mo | $6,880/mo | $215,000 | 1 |
| Belgrade | Stearns | $5,150/mo | $6,280/mo | $7,960/mo | $256,500 | 1 |
| Belle Plaine | Scott | $7,630/mo | $9,310/mo | $11,790/mo | $393,500 | 1 |
| Belview | Redwood | $4,340/mo | $5,290/mo | $6,710/mo | $150,400 | 1 |
| Bigfork | Itasca | $4,550/mo | $5,550/mo | $7,030/mo | $212,000 | 1 |
| Blackduck | Beltrami | $4,700/mo | $5,730/mo | $7,260/mo | $222,300 | 1 |
| Blooming Prairie | Steele | $5,230/mo | $6,380/mo | $8,080/mo | $234,200 | 1 |
| Blue Earth | Faribault | $4,340/mo | $5,290/mo | $6,710/mo | $120,200 | 1 |
| Breckenridge | Wilkin | $4,340/mo | $5,290/mo | $6,710/mo | $172,300 | 1 |
| Browns Valley | Traverse | $4,340/mo | $5,290/mo | $6,710/mo | $110,100 | 1 |
| Buffalo Lake | Renville | $4,340/mo | $5,290/mo | $6,710/mo | $151,900 | 1 |
| Buhl | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 1 |
| Burnsville | Dakota | $7,210/mo | $8,800/mo | $11,140/mo | $362,100 | 1 |
| Cambridge | Isanti | $5,960/mo | $7,270/mo | $9,200/mo | $283,200 | 1 |
| Canby | Yellow Medicine | $4,340/mo | $5,290/mo | $6,710/mo | $148,200 | 1 |
| Carlton | Carlton | $5,020/mo | $6,120/mo | $7,760/mo | $232,000 | 1 |
| Chaska | Carver | $7,610/mo | $9,280/mo | $11,750/mo | $426,900 | 1 |
| Chatfield | Fillmore | $4,340/mo | $5,290/mo | $6,710/mo | $204,000 | 1 |
| Chisago City | Chisago | $5,960/mo | $7,270/mo | $9,210/mo | $326,600 | 1 |
| Chisholm | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 1 |
| Clara City | Chippewa | $4,370/mo | $5,330/mo | $6,750/mo | $149,000 | 1 |
| Clarissa | Todd | $4,340/mo | $5,290/mo | $6,710/mo | $188,400 | 1 |
| Clarkfield | Yellow Medicine | $4,340/mo | $5,290/mo | $6,710/mo | $148,200 | 1 |
| Cokato | Wright | $6,580/mo | $8,030/mo | $10,160/mo | $332,800 | 1 |
| Cold Spring | Stearns | $5,150/mo | $6,280/mo | $7,960/mo | $256,500 | 1 |
| Cook | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 1 |
| Cottage Grove | Washington | $7,860/mo | $9,590/mo | $12,150/mo | $400,900 | 1 |
| Crookston | Polk | $4,360/mo | $5,320/mo | $6,730/mo | $211,100 | 1 |
| Crosby | Crow Wing | $4,740/mo | $5,780/mo | $7,330/mo | $274,400 | 1 |
| Dassel | Meeker | $4,670/mo | $5,700/mo | $7,220/mo | $228,900 | 1 |
| Dawson | Lac Qui Parle | $4,340/mo | $5,290/mo | $6,710/mo | $143,400 | 1 |
| Deer River | Itasca | $4,550/mo | $5,550/mo | $7,030/mo | $212,000 | 1 |
| Delano | Wright | $6,580/mo | $8,030/mo | $10,160/mo | $332,800 | 1 |
| Dodge Center | Dodge | $5,520/mo | $6,730/mo | $8,530/mo | $267,500 | 1 |
| Eden Prairie | Hennepin | $6,780/mo | $8,270/mo | $10,480/mo | $376,500 | 1 |
| Edgerton | Pipestone | $4,340/mo | $5,290/mo | $6,710/mo | $126,700 | 1 |
| Elk River | Sherburne | $6,210/mo | $7,580/mo | $9,590/mo | $332,700 | 1 |
| Ellsworth | Nobles | $4,340/mo | $5,290/mo | $6,710/mo | $179,200 | 1 |
| Ely | Saint Louis | $6,010/mo | $7,330/mo | $9,290/mo | $308,715 | 1 |
| Evansville | Douglas | $4,750/mo | $5,800/mo | $7,330/mo | $291,700 | 1 |