2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Senior Care & Assisted Living Costs in Cassopolis, MI

2026 monthly care rates for Cassopolis (Cass County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$4,400/mo
$52,800/yr
-29% vs U.S. avg
Memory Care🧠
$5,370/mo
$64,440/yr
-29% vs U.S. avg
In-Home Care🤝
$24.82/hr
$4,730/mo (44h/wk)
-29% vs U.S. avg
Nursing Home (Semi)🏥
$6,790/mo
Private: $7,660/mo
-29% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,400/mo
Memory Care$5,370/mo
Home Care$24.82/hr
Nursing Semi$6,790/mo
Nursing Priv$7,660/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $191k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Cassopolis, MI

40.9 hrs/wk Break-even threshold

At Cassopolis, MI's average caregiver rate of $24.82/hr, hiring in-home care equals the $4,400/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,151/mo

Saves $2,249/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,732 vs. $4,400/mo

Full-time home care costs $332/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,604/mo

Assisted Living saves $4,204/mo; Memory Care averages $5,370/mo.

Cassopolis vs. Michigan & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Cass County economic indicators.

Cassopolis, MI$4,400/mo
Michigan State Average$5,070/mo
U.S. National Median$6,200/mo

Cass County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $68,011/yr ($5,668/mo)
Median Home Value $205,200
Median Gross Rent $870/mo
Michigan Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Cassopolis, MI

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Cass County Medical Care Facility
23770 Hospital St, Cassopolis, MI 49031 • 2692284000
80 Certified Beds Government - County CCN: 235352
5/5 CMS Rating

Frequently Asked Questions About Senior Care in Cassopolis

The estimated median cost of assisted living in Cassopolis, MI is $4,400 per month ($52,800 per year), adjusted for Cass County housing and income data.
A semi-private room in a skilled nursing facility in Cassopolis averages $6,790 per month, while a private room averages $7,660 per month.
In-home caregiver services in Cassopolis, MI average $24.82 per hour, or roughly $4,730 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Michigan is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Michigan Cities

Edwardsburg, MI $4,400/mo Vandalia, MI $4,400/mo Dowagiac, MI $4,400/mo Jones, MI $4,400/mo Union, MI $4,400/mo Decatur, MI $4,340/mo Marcellus, MI $4,400/mo Niles, MI $4,390/mo Berrien Center, MI $4,390/mo Lawton, MI $4,340/mo Lawrence, MI $4,340/mo Eau Claire, MI $4,390/mo