Compare monthly care rates across 511 cities and 341 CMS-certified nursing facilities in Massachusetts.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Massachusetts's average caregiver rate of $43.75/hr, hiring in-home care equals the $7,750/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $3,959/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $591/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $7,416/mo; Memory Care averages $9,460/mo.
Sorted by number of Medicare-certified care facilities and local market size.
| City | County | Assisted Living | Memory Care | Nursing Home (Semi) | Median Home Value | CMS Facilities |
|---|---|---|---|---|---|---|
| Worcester | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 16 |
| Boston | Suffolk | $8,370/mo | $10,210/mo | $12,940/mo | $680,700 | 11 |
| Holyoke | Hampden | $5,110/mo | $6,230/mo | $7,890/mo | $276,300 | 8 |
| Fall River | Bristol | $5,720/mo | $6,980/mo | $8,840/mo | $421,800 | 7 |
| Lowell | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 7 |
| Haverhill | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 6 |
| New Bedford | Bristol | $5,720/mo | $6,980/mo | $8,840/mo | $421,800 | 6 |
| Brockton | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 5 |
| Danvers | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 5 |
| Framingham | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 5 |
| Peabody | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 5 |
| Agawam | Hampden | $5,110/mo | $6,230/mo | $7,890/mo | $276,300 | 4 |
| Braintree | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 4 |
| Chelsea | Suffolk | $8,370/mo | $10,210/mo | $12,940/mo | $680,700 | 4 |
| Norwood | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 4 |
| Pittsfield | Berkshire | $5,000/mo | $6,100/mo | $7,720/mo | $283,800 | 4 |
| Quincy | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 4 |
| Beverly | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 3 |
| Cambridge | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 3 |
| East Longmeadow | Hampden | $5,110/mo | $6,230/mo | $7,890/mo | $276,300 | 3 |
| Fairhaven | Bristol | $5,720/mo | $6,980/mo | $8,840/mo | $421,800 | 3 |
| Fitchburg | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 3 |
| Greenfield | Franklin | $5,340/mo | $6,510/mo | $8,250/mo | $303,400 | 3 |
| Hingham | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 3 |
| Lexington | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 3 |
| Marlborough | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 3 |
| Medford | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 3 |
| Milford | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 3 |
| Natick | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 3 |
| Newburyport | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 3 |
| North Andover | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 3 |
| Plymouth | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 3 |
| Taunton | Bristol | $5,720/mo | $6,980/mo | $8,840/mo | $421,800 | 3 |
| Webster | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 3 |
| Westborough | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 3 |
| Weymouth | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 3 |
| Amesbury | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Andover | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Attleboro | Bristol | $5,720/mo | $6,980/mo | $8,840/mo | $421,800 | 2 |
| Chelmsford | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Falmouth | Barnstable | $7,150/mo | $8,720/mo | $11,050/mo | $575,900 | 2 |
| Gardner | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 2 |
| Great Barrington | Berkshire | $5,000/mo | $6,100/mo | $7,720/mo | $283,800 | 2 |
| Lawrence | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Lenox | Berkshire | $5,000/mo | $6,100/mo | $7,720/mo | $283,800 | 2 |
| Leominster | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 2 |
| Lynn | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Marblehead | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Melrose | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Methuen | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Middleboro | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 2 |
| Needham | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 2 |
| Newton | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Northborough | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 2 |
| Norwell | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 2 |
| Rockland | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 2 |
| Saugus | Essex | $7,510/mo | $9,160/mo | $11,600/mo | $584,000 | 2 |
| Scituate | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 2 |
| Somerset | Bristol | $5,720/mo | $6,980/mo | $8,840/mo | $421,800 | 2 |
| Springfield | Hampden | $5,110/mo | $6,230/mo | $7,890/mo | $276,300 | 2 |
| Stoneham | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Stoughton | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 2 |
| Sudbury | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Wakefield | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Waltham | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Wellesley | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 2 |
| Westfield | Hampden | $5,110/mo | $6,230/mo | $7,890/mo | $276,300 | 2 |
| Wilbraham | Hampden | $5,110/mo | $6,230/mo | $7,890/mo | $276,300 | 2 |
| Wilmington | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Winchester | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 2 |
| Wrentham | Norfolk | $9,400/mo | $11,470/mo | $14,520/mo | $649,400 | 2 |
| Abington | Plymouth | $7,770/mo | $9,480/mo | $12,000/mo | $513,000 | 1 |
| Acton | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 1 |
| Amherst | Hampshire | $6,190/mo | $7,550/mo | $9,570/mo | $363,400 | 1 |
| Arlington | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 1 |
| Ashland | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 1 |
| Athol | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 1 |
| Auburn | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 1 |
| Ayer | Middlesex | $9,550/mo | $11,650/mo | $14,760/mo | $687,200 | 1 |
| Baldwinville | Worcester | $6,450/mo | $7,870/mo | $9,970/mo | $390,700 | 1 |