Compare monthly care rates across 430 cities and 221 CMS-certified nursing facilities in Maryland.
Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.
At Maryland's average caregiver rate of $43.47/hr, hiring in-home care equals the $7,700/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).
Saves $3,933/mo vs. Assisted Living (excludes home mortgage/utilities).
Full-time home care costs $588/mo more than Assisted Living (where meals & utilities are included).
Assisted Living saves $7,368/mo; Memory Care averages $9,390/mo.
Sorted by number of Medicare-certified care facilities and local market size.
| City | County | Assisted Living | Memory Care | Nursing Home (Semi) | Median Home Value | CMS Facilities |
|---|---|---|---|---|---|---|
| Baltimore | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 39 |
| Silver Spring | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 12 |
| Catonsville | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 8 |
| Towson | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 8 |
| Rockville | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 7 |
| Frederick | Frederick | $8,230/mo | $10,040/mo | $12,720/mo | $437,700 | 6 |
| Hagerstown | Washington | $5,200/mo | $6,340/mo | $8,040/mo | $275,900 | 6 |
| Annapolis | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 4 |
| Bethesda | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 4 |
| Cumberland | Allegany | $4,340/mo | $5,290/mo | $6,710/mo | $149,200 | 4 |
| Salisbury | Wicomico | $5,530/mo | $6,750/mo | $8,550/mo | $238,900 | 4 |
| Chestertown | Kent | $5,330/mo | $6,500/mo | $8,230/mo | $307,100 | 3 |
| Clinton | Prince Georges | $7,780/mo | $9,490/mo | $12,030/mo | $404,300 | 3 |
| Ellicott City | Howard | $9,930/mo | $12,110/mo | $15,340/mo | $576,700 | 3 |
| Glen Burnie | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 3 |
| Hyattsville | Prince Georges | $7,780/mo | $9,490/mo | $12,030/mo | $404,300 | 3 |
| Oakland | Garrett | $4,340/mo | $5,290/mo | $6,710/mo | $217,000 | 3 |
| Randallstown | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 3 |
| Sykesville | Carroll | $7,190/mo | $8,770/mo | $11,110/mo | $406,400 | 3 |
| Westminster | Carroll | $7,190/mo | $8,770/mo | $11,110/mo | $406,400 | 3 |
| Bel Air | Harford | $7,550/mo | $9,210/mo | $11,670/mo | $367,300 | 2 |
| Boonsboro | Washington | $5,200/mo | $6,340/mo | $8,040/mo | $275,900 | 2 |
| Cambridge | Dorchester | $4,410/mo | $5,380/mo | $6,810/mo | $252,300 | 2 |
| Cockeysville | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 2 |
| Columbia | Howard | $9,930/mo | $12,110/mo | $15,340/mo | $576,700 | 2 |
| Denton | Caroline | $4,880/mo | $5,950/mo | $7,550/mo | $272,400 | 2 |
| Easton | Talbot | $5,910/mo | $7,210/mo | $9,130/mo | $398,300 | 2 |
| Elkton | Cecil | $6,430/mo | $7,840/mo | $9,940/mo | $311,800 | 2 |
| Frostburg | Allegany | $4,340/mo | $5,290/mo | $6,710/mo | $149,200 | 2 |
| Gaithersburg | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 2 |
| Havre De Grace | Harford | $7,550/mo | $9,210/mo | $11,670/mo | $367,300 | 2 |
| Laurel | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 2 |
| Mount Airy | Frederick | $8,230/mo | $10,040/mo | $12,720/mo | $437,700 | 2 |
| Sandy Spring | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 2 |
| Solomons | Calvert | $8,570/mo | $10,460/mo | $13,240/mo | $440,200 | 2 |
| Williamsport | Washington | $5,200/mo | $6,340/mo | $8,040/mo | $275,900 | 2 |
| Adamstown | Frederick | $8,230/mo | $10,040/mo | $12,720/mo | $437,700 | 1 |
| Arnold | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 1 |
| Belcamp | Harford | $7,550/mo | $9,210/mo | $11,670/mo | $367,300 | 1 |
| Berlin | Worcester | $5,640/mo | $6,880/mo | $8,710/mo | $348,100 | 1 |
| Bowie | Prince Georges | $7,780/mo | $9,490/mo | $12,030/mo | $404,300 | 1 |
| Burtonsville | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 1 |
| Centreville | Queen Annes | $7,760/mo | $9,470/mo | $11,990/mo | $441,800 | 1 |
| Charlotte Hall | Saint Marys | $7,700/mo | $9,390/mo | $11,900/mo | $412,644 | 1 |
| Chevy Chase | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 1 |
| Crisfield | Somerset | $4,340/mo | $5,290/mo | $6,710/mo | $164,300 | 1 |
| Crofton | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 1 |
| Crownsville | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 1 |
| Dundalk | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Edgewater | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 1 |
| Elkridge | Howard | $9,930/mo | $12,110/mo | $15,340/mo | $576,700 | 1 |
| Essex | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Forest Hill | Harford | $7,550/mo | $9,210/mo | $11,670/mo | $367,300 | 1 |
| Fort Washington | Prince Georges | $7,780/mo | $9,490/mo | $12,030/mo | $404,300 | 1 |
| Gambrills | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 1 |
| Glen Arm | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Grantsville | Garrett | $4,340/mo | $5,290/mo | $6,710/mo | $217,000 | 1 |
| Kensington | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 1 |
| La Plata | Charles | $8,750/mo | $10,680/mo | $13,520/mo | $402,300 | 1 |
| Lanham | Prince Georges | $7,780/mo | $9,490/mo | $12,030/mo | $404,300 | 1 |
| Leonardtown | Saint Marys | $7,700/mo | $9,390/mo | $11,900/mo | $412,644 | 1 |
| Lexington Park | Saint Marys | $7,700/mo | $9,390/mo | $11,900/mo | $412,644 | 1 |
| Lonaconing | Allegany | $4,340/mo | $5,290/mo | $6,710/mo | $149,200 | 1 |
| Manchester | Carroll | $7,190/mo | $8,770/mo | $11,110/mo | $406,400 | 1 |
| Middle River | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Parkville | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Pikesville | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Pocomoke City | Worcester | $5,640/mo | $6,880/mo | $8,710/mo | $348,100 | 1 |
| Potomac | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 1 |
| Prince Frederick | Calvert | $8,570/mo | $10,460/mo | $13,240/mo | $440,200 | 1 |
| Princess Anne | Somerset | $4,340/mo | $5,290/mo | $6,710/mo | $164,300 | 1 |
| Reisterstown | Baltimore | $5,270/mo | $6,430/mo | $8,150/mo | $219,300 | 1 |
| Rising Sun | Cecil | $6,430/mo | $7,840/mo | $9,940/mo | $311,800 | 1 |
| Riverdale | Prince Georges | $7,780/mo | $9,490/mo | $12,030/mo | $404,300 | 1 |
| Severna Park | Anne Arundel | $8,990/mo | $10,970/mo | $13,890/mo | $450,300 | 1 |
| Snow Hill | Worcester | $5,640/mo | $6,880/mo | $8,710/mo | $348,100 | 1 |
| Takoma Park | Montgomery | $9,350/mo | $11,410/mo | $14,450/mo | $615,200 | 1 |
| Taneytown | Carroll | $7,190/mo | $8,770/mo | $11,110/mo | $406,400 | 1 |
| Waldorf | Charles | $8,750/mo | $10,680/mo | $13,520/mo | $402,300 | 1 |
| Walkersville | Frederick | $8,230/mo | $10,040/mo | $12,720/mo | $437,700 | 1 |