2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Maine › Augusta, ME

Senior Care & Assisted Living Costs in Augusta, ME

2026 monthly care rates for Augusta (Kennebec County), local Census affordability metrics, and 4 CMS-certified care facilities.

Assisted Living🏠
$4,530/mo
$54,360/yr
-27% vs U.S. avg
Memory Care🧠
$5,530/mo
$66,360/yr
-27% vs U.S. avg
In-Home Care🤝
$25.56/hr
$4,870/mo (44h/wk)
-27% vs U.S. avg
Nursing Home (Semi)🏥
$7,000/mo
Private: $7,890/mo
-27% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,530/mo
Memory Care$5,530/mo
Home Care$25.56/hr
Nursing Semi$7,000/mo
Nursing Priv$7,890/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $205k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Augusta, ME

40.9 hrs/wk Break-even threshold

At Augusta, ME's average caregiver rate of $25.56/hr, hiring in-home care equals the $4,530/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,215/mo

Saves $2,315/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,873 vs. $4,530/mo

Full-time home care costs $343/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,860/mo

Assisted Living saves $4,330/mo; Memory Care averages $5,530/mo.

Augusta vs. Maine & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Kennebec County economic indicators.

Augusta, ME$4,530/mo
Maine State Average$5,190/mo
U.S. National Median$6,200/mo

Kennebec County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $65,062/yr ($5,422/mo)
Median Home Value $219,900
Median Gross Rent $952/mo
Maine Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Augusta, ME

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Maine Veterans Home - Augusta
35 Heroes Way, Augusta, ME 04330 • 2076222454
108 Certified Beds Non profit - Corporation CCN: 205126
5/5 CMS Rating
Mainegeneral Rehab & Long Term Care - Glenridge
40 Glenridge Drive, Augusta, ME 04330 • 2076262600
125 Certified Beds Non profit - Corporation CCN: 205139
3/5 CMS Rating
Mainegeneral Rehab & Long Term Care - Gray Birch
37 Gray Birch Drive, Augusta, ME 04330 • 2076217100
77 Certified Beds Non profit - Corporation CCN: 205054
3/5 CMS Rating
Augusta Center For Health & Rehabilitation, Llc
188 Eastern Ave, Augusta, ME 04330 • 2076223121
72 Certified Beds For profit - Corporation CCN: 205077
3/5 CMS Rating

Frequently Asked Questions About Senior Care in Augusta

The estimated median cost of assisted living in Augusta, ME is $4,530 per month ($54,360 per year), adjusted for Kennebec County housing and income data.
A semi-private room in a skilled nursing facility in Augusta averages $7,000 per month, while a private room averages $7,890 per month.
In-home caregiver services in Augusta, ME average $25.56 per hour, or roughly $4,870 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Maine is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Maine Cities

Hallowell, ME $4,530/mo Farmingdale, ME $4,530/mo Randolph, ME $4,530/mo Gardiner, ME $4,530/mo Manchester, ME $4,530/mo East Winthrop, ME $4,530/mo South Gardiner, ME $4,530/mo Vassalboro, ME $4,530/mo Belgrade, ME $4,530/mo Windsor, ME $4,530/mo Whitefield, ME $4,880/mo Oakland, ME $4,530/mo